116 Laredo Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 116 Laredo Ct, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,880 sqft · built 1978
Lot Size0.122 acres (5,310 sqft)
Owner2 Individual Names on Record
Last Sale$970,000 (Apr 2017)
Tax Bill$13,184 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN209-383-057-4

Property Details

APN / Parcel Number

Primary APN209-383-057-4
Alternative APN
  • 209-383-057

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,880 sqft Living Area
1st Floor Area1,052 sqft
2nd Floor Area828 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area5,310 sqft (0.122 acres)
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address116 LAREDO CT
CitySAN RAMON
StateCA
Zip94583-2117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT04952 L0167 B
Legal SubdivisionSUBDIVISION 6661
Legal Tract04952
Legal Lot Number167
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2000
Census Tract345116

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 LAREDO CT, SAN RAMON, CA 94583-2117
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Apr 27, 2017Grant Deed, Transfer
BANK OF AMERICA
Mar 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2017 · Amount on Record
Deed SaleApr 27, 2017 · Amount on Record
Prior SaleNov 17, 2011 · Amount on Record
Deed Document Number201772763
Prior Transfer DateDec 23, 2016
Prior Transfer Doc0000045881
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address116 LAREDO CT, SAN RAMON, CA 94583-2117
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 LAREDO CT, SAN RAMON, CA 94583-2117

Mortgage

Document Number0000312034
DateDec 14, 2020
Instrument2020-312034
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 1, 2035

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address116 LAREDO CT, SAN RAMON, CA 94583-2117
Document Number0000032302
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedMar 9, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address116 LAREDO CT SAN RAMON CA 945832117, SAN RAMON, CA 94583-2117

Mortgage

Document Number0000032302
DateFeb 20, 2020
Instrument32302
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 19, 2035

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 27, 2017
Property Address116 LAREDO CT, SAN RAMON, CA 94583-2117
Document Number0000072763
Instrument DateApr 21, 2017
Instrument72763
Transaction TypeTransfer
Record UpdatedMay 5, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,067.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address116 LAREDO CT SAN RAMON CA 945832117, SAN RAMON, CA 94583-2117

Mortgage

Document Number72764
DateApr 27, 2017
Instrument72764
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueApr 26, 2047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 16, 2017
Property Address116 LAREDO CT, SAN RAMON, CA 94583-2117
Document Number0000045881
Instrument DateDec 23, 2016
Instrument45881
Transaction TypeTransfer
Record UpdatedMar 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address116 LAREDO CT SAN RAMON CA 945832117, SAN RAMON, CA 94583-2117

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,148,275 (+2%) Land $687,782 Building $460,493
2025$13,184.00 (+3.78%) Homeowner's exemption$1,125,761 (+4.04%) Land $674,297 Building $451,464
2023$12,704.00 (+0.76%) Homeowner's exemption$1,082,048 Land $648,114 Building $433,934
2022$12,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL
100 / 20

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