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125 Laredo Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 125 Laredo Ct, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,880 sqft · built 1978
Lot Size0.109 acres (4,750 sqft)
Owner2 Individual Names on File
Last Sale$1,412,000 (Jun 2025)
Tax Bill$4,942 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN209-383-063-2

Property Details

APN / Parcel Number

Primary APN209-383-063-2
Alternative APN
  • 209-383-063

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,880 sqft Living Area
Gross Area2,374 sqft
1st Floor Area1,052 sqft
2nd Floor Area828 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1979
Architectural StyleRaised Ranch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area4,750 sqft (0.109 acres)
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address125 LAREDO CT
CitySAN RAMON
StateCA
Zip94583-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT04952 L0173 B
Legal SubdivisionSUBDIVISION 4952
Legal Tract04952
Legal Lot Number173
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2000
Census Tract345116

Owner

125 Laredo Ct is owned and occupied by two individuals who bought it in June 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address125 LAREDO CT, SAN RAMON, CA 94583-2116
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN BANK NA
Oct 10, 2025Deed of Trust, Mortgage
YIPING WANG & XUE CHEN, HUSBAND & WIFE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2025 · Amount on File
Deed SaleJun 3, 2025 · Amount on File
Deed Document Number202555601
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address125 LAREDO CT, SAN RAMON, CA 94583-2116
Transaction TypeMortgage
Record UpdatedFeb 20, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 LAREDO CT, SAN RAMON, CA 94583-2116

Mortgage

Document Number0000013667
DateFeb 11, 2026
Instrument2026- 013667
Lender
NameGOLDEN BANK NA
TypeBank
Address9315 BELLAIRE BLVD, HOUSTON, TX 77036
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.75%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change12.7%
Index1-Year CMT
Max Rate12.7%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address125 LAREDO CT, SAN RAMON, CA 94583-2116
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 LAREDO CT, SAN RAMON, CA 94583-2116
InvestorPossibly a Property Investor

Mortgage

Document Number0000106679
DateOct 10, 2025
Instrument2025- 106679
Lender
NameYIPING WANG & XUE CHEN, HUSBAND & WIFE
TypePrivate Party
Address2736 PINEHURST, WESTON, FL 33332
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 125 Laredo Ct was $4,942.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,440,240 (+301.84%) Land $1,020,000 Building $420,240
2025$4,942.00$358,415 Land $119,059 Building $239,356
2023$4,745.00 (+0.76%)$344,499 Land $114,437 Building $230,062
2022$4,709.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Laredo Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Laredo Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL		100 / 20

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