Bedford County property record for 129 E Penn St, Bedford, PA 15522
| Property Type | Store with Apartments |
|---|---|
| Details | 1,420 sqft |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | Company Name on Record |
| Last Sale | $16,780,000 (Sep 2013) |
| Tax Bill | $3,698 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-D.04-127 |
| Primary APN | E.09-D.04-127 |
|---|---|
| Alternative APN |
|
| Units | 6 Units |
|---|---|
| Stories | 2 Stories |
| Lot Area | 7,231 sqft (0.166 acres) |
|---|
| Street Address | 129 E PENN ST |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-1367 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Description | 129 E PENN ST |
| Legal Subdivision | BEDFORD PENNSYLVANIA |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 960700 |
Source: Bedford County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 156, BEDFORD, PA 15522-0156 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Feb 11, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2013 · Amount on Record |
| Deed Sale | Sep 10, 2013 · Amount on Record |
| Prior Sale | Apr 2, 2003 · Amount on Record |
| Deed Document Number | 20135208 |
| Deed Book / Page | 1473 / 970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Jun 30, 2026 |
| Property Address | 129 E PENN ST, BEDFORD, PA 15522-1367 |
| Document Number | 0000002840 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20262840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000002840, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20262840 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 129 E PENN ST, BEDFORD, PA 15522-1367 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/0724 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 2020/0724 |
| Instrument | 2020-000724 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| Municipality | Bedford Borough |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,698.00 (+19.1%) | $167,800 (-) Land $35,600 Building $132,200 | $167,800 (-) Land $35,600 Building $132,200 |
| 2025 | $167,800 (-) Land $35,600 Building $132,200 | ||
| 2023 | $3,105.00 Additional exemption filed | $167,800 Land $35,600 Building $132,200 | |
| 2012 | $167,800 Land $35,600 Building $132,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 26 (1983–2021) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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