104 E Penn St, Bedford, PA 15522 Property Records

Bedford County property record for 104 E Penn St, Bedford, PA 15522

Property Summary

Property TypeSingle Family Home
Details1,520 sqft · built 1920
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Oct 2009)
Tax Bill$2,247 (2026)
Deeds & MortgagesSep 2020 Mortgage
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APNE.09-D.05-015-A

Property Details

APN / Parcel Number

Primary APNE.09-D.05-015-A
Alternative APN
  • 010-000935

Interior

Stories2 Stories
Building Area1,520 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area9,017 sqft (0.207 acres)

Location & Zoning

Street Address104 E PENN ST
CityBEDFORD
StatePA
Zip15522-1354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description104 E PENN ST
JurisdictionBEDFORD PA
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1024
Census Tract960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address104 E PENN ST, BEDFORD, PA 15522-1354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALTOONA FIRST SAVINGS BANK
Jul 9, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2009 · Amount on Record
Deed SaleOct 28, 2009 · Amount on Record
Deed Document Number20097116
Last Transfer DateJul 9, 2020
Transfer Doc2020/3255
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD PA
Property Address104 E PENN ST, BEDFORD, PA 15522-1354
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/4611
DateSep 8, 2020
Book Page2020/4611
Instrument2020-004611
Lender
NameALTOONA FIRST SAVINGS BANK
TypeBank
AddressALTOONA, PA 16602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBEDFORD PA
Recording DateJul 9, 2020
Property Address104 E PENN ST, BEDFORD, PA 15522-1354
Document Number2020/3255
Book / Page2020 / 3255
Instrument DateJul 9, 2020
Instrument2020-003255
Transaction TypeTransfer
Record UpdatedJul 15, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address104 E PENN ST, 104, BEDFORD, PA 15522-1354

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 E PENN ST, BEDFORD, PA 15522-1354

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBedford County
MunicipalityBedford Borough
Unified School DistrictBedford Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,247.00 (+9.18%)$128,400 (-) Land $32,600 Building $95,800$128,400 (-) Land $32,600 Building $95,800
2025$2,058.00 (-13.38%)$128,400 (-) Land $32,600 Building $95,800$128,400 (-) Land $32,600 Building $95,800
2023$2,376.00 Additional exemption filed$128,400 Land $32,600 Building $95,800
2012$128,400 Land $32,600 Building $95,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims26 (1983–2021)
Claims Outside the SFHA1 of 26
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 6 claims
  • Severe Storms And Flooding, Jan 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUN AUTH OF BORO OF BEDFORD
serves 5,127 people · EPA ID PA4050002
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2018
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Breezeline
Cable
1,000 / 50
Crowsnest Broadband
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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