Bedford County property record for 220 E Penn St, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 2,472 sqft · built 1875 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,000 (Oct 2021) |
| Tax Bill | $3,529 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-E.04-053 |
| Primary APN | E.09-E.04-053 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,472 sqft Living Area |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Lot Area | 10,759 sqft (0.247 acres) |
| Street Address | 220 E PENN ST |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 220 EAST PENN ST |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960700 |
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 E PENN ST, BEDFORD, PA 15522-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Nov 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Sale | Feb 4, 2013 · Amount on Record |
| Deed Document Number | 20216244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Oct 15, 2021 |
| Property Address | 220 E PENN ST, BEDFORD, PA 15522-1315 |
| Document Number | 2021/6244 |
| Book / Page | 2021 / 6244 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021-006244 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 E PENN ST, BEDFORD, PA 15522-1315 |
| Document Number | 2021006245 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021-006245 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 220 E PENN ST, BEDFORD, PA 15522-1315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017006184 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017-006184 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| Municipality | Bedford Borough |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,529.00 (+2.2%) | $186,600 (-) Land $35,400 Building $151,200 | $186,600 (-) Land $35,400 Building $151,200 |
| 2025 | $186,600 (-) Land $35,400 Building $151,200 | ||
| 2023 | $3,453.00 Additional exemption filed | $186,600 Land $35,400 Building $151,200 | |
| 2012 | $186,600 Land $35,400 Building $151,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 26 (1983–2021) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures