129 E Clover Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 129 E Clover Ave, Cortland, IL 60112 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,474 sqft · built 2004
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Apr 2021)
Tax Bill	$9,293 (2024)
Deeds & Mortgages	Jan 2026 Second Mortgage Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-20-257-015`

Property Details

APN / Parcel Number

Primary APN	`09-20-257-015`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,474 sqft Building Perimeter
1st Floor Area	1,474 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0920257015
Street Address	129 E CLOVER AVE
City	CORTLAND
State	IL
Zip	60112-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 - NEUCORT LAKES - UNIT 2
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	108
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4090
Census Tract	1600

Owner

Source: DeKalb County records · APN 09-20-257-015

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	129 E CLOVER AVE, CORTLAND, IL 60112-4114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Apr 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BLUELEAF LENDING LLC
Mar 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LENDINGHOME FUNDING CORP
Sep 01, 2020	Foreclosure ATTORNEY ONLY
Oct 05, 2016	Loan Modification, Mortgage CITIMORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	20215057
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	129 E CLOVER AVE, CORTLAND, IL 60112-4114
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000190
Date	Jan 09, 2026
Instrument	2026000190

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Dec 15, 2030

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 20, 2021
Property Address	129 E CLOVER AVE, CORTLAND, IL 60112-4114
Document Number	0000005057
Map Reference	DOC 2003018583
Instrument Date	Mar 24, 2021
Instrument	2021005057
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 14, 2021
Title Company	CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE AND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	129 E CLOVER AVE, CORTLAND, IL 60112-4114

Mortgage

Document Number	0000005058
Date	Apr 20, 2021
Instrument	2021005058

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.49%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 11, 2021
Property Address	129 E CLOVER AVE, CORTLAND, IL 60112-4114
Document Number	0000003199
Map Reference	DOC 2003018583
Instrument Date	Oct 28, 2020
Instrument	2021003199
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$226.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 POST RD, AURORA, IL 60506-1319

Mortgage

Document Number	0000003200
Date	Mar 11, 2021
Instrument	2021003200

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	DE KALB IL
Recording Date	Sep 01, 2020
Property Address	129 E CLOVER AVE, CORTLAND, IL 60112-4114
Document Number	0000008871
Instrument Date	Aug 25, 2020
Instrument	8871
Transaction Type	Foreclosure
Record Updated	Oct 08, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$146.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, ANAHEIM, CA 92806-5948

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	129 E CLOVER AVE, CORTLAND, IL 60112-4114
Document Number	0000003437
Instrument Date	Oct 05, 2016
Transaction Type	Mortgage
Record Updated	Jun 06, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 E CLOVER AVE CORTLAND IL 601124114, CORTLAND, IL 60112-4114

Mortgage

Document Number	0000003437
Date	Apr 13, 2017
Instrument	3437

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	DARDENNE PRAIRIE, MO 63368

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,239 (+20.54%) Land $14,175 Building $95,064	$327,717 (+20.54%) Land $42,525 Building $285,192
2024	$9,293.00
2023		$90,621 Land $12,467 Building $78,154	$271,863 Land $37,401 Building $234,462

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370016004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	100 / 20
Opiquad	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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