152 E Clover Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 152 E Clover Ave, Cortland, IL 60112

Property Summary

Property TypeSingle Family Home
Details1 bd · 2.5 ba · 1,296 sqft · built 2004
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$156,000 (Aug 2009)
Tax Bill$8,914 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-20-277-012

Property Details

APN / Parcel Number

Primary APN09-20-277-012

Interior

Bedrooms1 Bed
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories2 Stories
Building Area1,296 sqft Building Perimeter
1st Floor Area1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area320 sqft
PorchSlab
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0920277012
Street Address152 E CLOVER AVE
CityCORTLAND
StateIL
Zip60112-4016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 132 - NEUCORT LAKES - UNIT 3
Legal SubdivisionNEUCORT LAKES
Legal Lot Number132
Legal Unit3
JurisdictionDE KALB IL
Township / Civil DivisionCORTLAND
Census Block Group4
Census Block4084
Census Tract1600

Owner

Source: DeKalb County assessment roll, APN 09-20-277-012, as of April 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address152 E CLOVER AVE, CORTLAND, IL 60112-4016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2009 · Amount on Record
Deed SaleAug 27, 2009 · Amount on Record
Prior SaleApr 03, 2009
Deed Document Number200912789
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address152 E CLOVER AVE, CORTLAND, IL 60112-4016
Transaction TypeMortgage
Record UpdatedMar 01, 2021
Title CompanyENTRUST TITLE GROUP INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210000001902
DateFeb 16, 2021
Instrument2021001902
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll as of April 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionCortland Township
MunicipalityCortland Town
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$104,326 (+23.83%) Land $14,175 Building $90,151$312,978 (+23.83%) Land $42,525 Building $270,453
2024$8,914.00
2023$84,252 Land $12,467 Building $71,785$252,756 Land $37,401 Building $215,355

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), as of January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370016004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 253 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
Benton Ridge Telephone Company
Fixed Wireless
100 / 20
Opiquad
Fixed Wireless
100 / 20

May also be available: Frontier.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0370051, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCORTLAND
serves 4,398 people
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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