1. Home
  2. Illinois
  3. DeKalb County
  4. Cortland
  5. E Clover Ave

118 E Clover Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 118 E Clover Ave, Cortland, IL 60112

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 726 sqft · built 2003
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$217,500 (Jun 2021)
Tax Bill$7,925 (2024)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-20-256-015

Property Details

APN / Parcel Number

Primary APN09-20-256-015

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area726 sqft Building Perimeter
1st Floor Area726 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRetaining Wall
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions125 ft deep x 56.2 ft wide
Garage TypeAttached
Garage Area380 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0920256015
Street Address118 E CLOVER AVE
CityCORTLAND
StateIL
Zip60112-4114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 92 - NEUCORT LAKES - UNIT 2
Legal SubdivisionNEUCORT LAKES
Legal Lot Number92
Legal Unit2
JurisdictionDE KALB IL
Township / Civil DivisionCORTLAND
Census Block Group4
Census Block4091
Census Tract1600

Owner

118 E Clover Ave is owned and occupied by an individual who bought it in June 2021.

Source: DeKalb County records, as of April 8, 2026

Owner of RecordIndividual Name on File
Mailing Address118 E CLOVER AVE, CORTLAND, IL 60112-4114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2021 · Amount on File
Deed SaleJun 4, 2021 · Amount on File
Prior SaleJan 28, 2014 · Amount on File
Deed Document Number20217289
Prior Transfer DateJun 19, 2008
Prior Transfer Doc0000009513
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJun 4, 2021
Property Address118 E CLOVER AVE, CORTLAND, IL 60112-4114
Document Number0000007289
Map ReferenceDOC 2003018583
Instrument DateMay 28, 2021
Instrument2021007289
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$326.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 E CLOVER AVE, SYCAMORE, IL 60178

Mortgage

Document Number0000007290
DateJun 4, 2021
Instrument2021007290
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionCortland Township
MunicipalityCortland Town
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,182 Land $14,175 Building $72,007$258,546 Land $42,525 Building $216,021
2024$7,925.00
2023$75,798 Land $12,467 Building $63,331$227,394 Land $37,401 Building $189,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 E Clover Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 E Clover Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND
serves 4,398 people · EPA ID IL0370051
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Watch TV
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20

May also be available: Frontier.

Nearby Properties on E Clover Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures