129 Crystal Ct, Troy, NC 27371 Property Records

Montgomery County property record for 129 Crystal Ct, Troy, NC 27371

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,517 sqft · built 2008
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Aug 2022)
Tax Bill$1,540 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN6588 08 98 2914

Property Details

APN / Parcel Number

Primary APN6588 08 98 2914
Alternative APNs
  • 1480931
  • 1486354

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,517 sqft Finished Area
Basement Area1,500 sqft
Unfinished Basement1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialCombination
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Garage TypeAttached
Garage Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant

Location & Zoning

Account Number1486354
Street Address129 CRYSTAL CT
CityTROY
StateNC
Zip27371-7253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionCAROLINA FOREST LOT 74 CAROLINA FOR #74
Legal SubdivisionCAROLINA FOREST
Legal Lot Number74
JurisdictionMONTGOMERY NC
Township / Civil DivisionUWHARRIE
Census Block Group1
Census Block1034
Census Tract960301

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address129 CRYSTAL CT, TROY, NC 27371-7253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jan 14, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2022 · Amount on Record
Deed SaleAug 24, 2022 · Amount on Record
Prior SaleJan 14, 2019 · Amount on Record
Deed Document Number2022375174
Deed Book / Page908 / 405
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateAug 24, 2022
Property Address129 CRYSTAL CT, TROY, NC 27371-7253
Document Number000908/405
Book / Page908 / 405
Map ReferenceCAB A SL 582&587
Instrument DateAug 24, 2022
Instrument375174
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$930.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 CRYSTAL CT, TROY, NC 27371-7253

Mortgage

Document Number0000375175
DateAug 24, 2022
Instrument375175
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateJan 14, 2019
Property Address129 CRYSTAL CT, TROY, NC 27371-7253
Document Number00820/0020
Book / Page0820 / 0020
Map ReferenceCAB A SL 582&587
Instrument DateJan 14, 2019
Instrument357304
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address205 WINDSTONE PKWY, 205, CHELSEA, AL 35043-9683

Transferred To (Grantee/Buyer)

NameVerified Name
Address2760 STUTTS RD, ASHEBORO, NC 27205-2245

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,512 (-) Land $8,250 Building $242,262$250,512 (-) Land $8,250 Building $242,262
2025$1,540.00$250,512 (-) Land $8,250 Building $242,262$250,512 (-) Land $8,250 Building $242,262
2023$250,512 Land $8,250 Building $242,262$250,512 Land $8,250 Building $242,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

No cell data coverage reported

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