Montgomery County property record for 124 Crystal Ct, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,149 sqft · built 2020 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,755 (2025) |
| Deeds & Mortgages | Mar 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 6588 08 98 0696 |
| Primary APN | 6588 08 98 0696 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,149 sqft Finished Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1481681 |
|---|---|
| Street Address | 124 CRYSTAL CT |
| City | TROY |
| State | NC |
| Zip | 27371-7253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | CAROLINA FOREST LOT 71(&72) CAROLINA FOR #71(&72) |
| Legal Subdivision | CAROLINA FOREST |
| Legal Lot Number | 71 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | UWHARRIE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 960301 |
124 Crystal Ct is owned and occupied by an individual who acquired it in March 2011.
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 CRYSTAL CT, TROY, NC 27371-7253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 4, 2011 |
| Transfer Doc | 0672/0813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 124 CRYSTAL CT, TROY, NC 27371 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 843/291 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 843/291 |
| Instrument | 362277 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 124 Crystal Ct was $1,755.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,401 (-) Land $19,440 Building $265,961 | $285,401 (-) Land $19,440 Building $265,961 | |
| 2025 | $1,755.00 | $285,401 Land $19,440 Building $265,961 | $285,401 Land $19,440 Building $265,961 |
| 2023 | $285,401 Land $19,440 Building $265,961 | $285,401 Land $19,440 Building $265,961 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Crystal Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Crystal Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
No cell data coverage reported
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