116 Crystal Ct, Troy, NC 27371 Property Records

Montgomery County property record for 116 Crystal Ct, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 2005
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jun 2022)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6588 08 98 0810`

Property Details

APN / Parcel Number

Primary APN	`6588 08 98 0810`
Alternative APNs	`1478936` `1486009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Finished Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1486009
Street Address	116 CRYSTAL CT
City	TROY
State	NC
Zip	27371-7253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	CAROLINA FOREST LOT 70 (&68&69) CAROLINA FOR #70(&68&69)
Legal Subdivision	CAROLINA FOREST
Legal Lot Number	70
Jurisdiction	MONTGOMERY NC
Township / Civil Division	UWHARRIE
Census Block Group	1
Census Block	1034
Census Tract	960301

Owner

116 Crystal Ct is owned by two individuals who bought it in June 2022.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9693 CLEATWOOD DR NE, LELAND, NC 28451-8561
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Oct 6, 2016 · Amount on File
Deed Document Number	2022374223
Deed Book / Page	904 / 98
Prior Transfer Date	May 30, 2017
Prior Transfer Doc	000790/163
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jun 9, 2022
Property Address	116 CRYSTAL CT, TROY, NC 27371-7253
Document Number	0000904/98
Book / Page	904 / 98
Map Reference	CAB F SL 199-D
Instrument Date	Jun 9, 2022
Instrument	374223
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 HIDDEN SPRINGS DR, 127, SALISBURY, NC 28147-6701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9693 CLEATWOOD DR NE, LELAND, NC 28451-8561

Mortgage

Document Number	0000374224
Date	Jun 9, 2022
Instrument	374224

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$183,902 (-) Land $19,800 Building $164,102	$183,902 (-) Land $19,800 Building $164,102
2025	$183,902 Land $19,800 Building $164,102	$183,902 Land $19,800 Building $164,102
2023	$183,902 Land $19,800 Building $164,102	$183,902 Land $19,800 Building $164,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Crystal Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Crystal Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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