129 A St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 129 A St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,384 sqft · built 1900
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$288,000 (Aug 2017)
Tax Bill$5,319 (2025)
Deeds & MortgagesJan 2021 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR01320

Property Details

APN / Parcel Number

Primary APNR01320
Alternative APNs
  • LOWE M:124 B:5 L:129
  • M:000124 T:R01320

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,384 sqft Living Area
Gross Area2,961 sqft
1st Floor Area899 sqft
Basement Area866 sqft
Unfinished Basement866 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR01320
Street Address129 A ST
CityLOWELL
StateMA
Zip01851-4116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block5
Legal Lot Number129
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2008
Census Tract311700

Owner

Source: Middlesex County and Lowell City records · APN R01320

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address129 A ST, LOWELL, MA 01851-4116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Nov 04, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 04, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 31, 2017Quit Claim Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2017 · Amount on Record
Deed SaleAug 31, 2017 · Amount on Record
Prior SaleDec 03, 2012 · Amount on Record
Deed Book / Page31430 / 282
Transfer Doc21033-76
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address129 A ST, LOWELL, MA 01851-4116
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035202-195
DateJan 19, 2021
Book Page35202/195
Instrument3067
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueFeb 01, 2047

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address129 A ST, LOWELL, MA 01851-4116
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036468-65
DateNov 04, 2021
Book Page36468/65
Instrument64492
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueDec 01, 2047

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address129 A ST, LOWELL, MA 01851-4116
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36468-65
DateNov 04, 2021
Book Page36468/65
Instrument64492
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueDec 01, 2047

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 31, 2017
Property Address129 A ST, LOWELL, MA 01851-4116
Document Number31430-282
Book / Page031430 / 000282
Instrument DateAug 24, 2017
Instrument38668
Transaction TypeTransfer
Record UpdatedSep 19, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,313.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address129 A ST LOWELL MA 018514116, LOWELL, MA 01851-4116

Mortgage

Document Number31431-1
DateAug 31, 2017
Book Page031431/000001
Instrument38669
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,319.00 (+3.91%)$463,300 (+7.79%) Land $159,400 Building $303,900$458,470 (+1.49%)
2024$5,119.00 (+6.18%)$429,800 (+10.72%) Land $143,400 Building $286,400$451,725
2023$4,821.00$388,200 Land $124,700 Building $263,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 1,002 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3160000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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