Middlesex County and Lowell City property record for 115 A St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,782 sqft · built 1913 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (May 2024) |
| Tax Bill | $5,426 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R08600 |
| Primary APN | R08600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,782 sqft Living Area |
| Gross Area | 3,704 sqft |
| 1st Floor Area | 891 sqft |
| Basement Area | 891 sqft |
| Unfinished Basement | 891 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | R08600 |
|---|---|
| Street Address | 115 A ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 5 |
| Legal Lot Number | 115 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311700 |
115 A St is owned and occupied by two individuals who bought it in May 2024.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 A ST, LOWELL, MA 01851-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Mar 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Mar 15, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on File |
| Deed Sale | May 31, 2024 · Amount on File |
| Prior Sale | Mar 5, 2010 |
| Deed Document Number | 202414863 |
| Deed Book / Page | 38517 / 15 |
| Prior Transfer Date | May 30, 2024 |
| Prior Transfer Doc | 0038517-15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 115 A ST, LOWELL, MA 01851-4116 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039764-120 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 39764/120 |
| Instrument | 41888 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 115 A ST, LOWELL, MA 01851-4116 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000322330 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 322330 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 115 A ST, LOWELL, MA 01851-4116 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00036893-1 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 36893/1 |
| Instrument | 11443 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 15, 2022 |
| Property Address | 115 A ST, LOWELL, MA 01851-4116 |
| Document Number | 036892-280 |
| Book / Page | 36892 / 280 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 11442 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 A ST, LOWELL, MA 01851-4116 |
The 2026 property tax bill for 115 A St was $5,426, up 8.2% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,426.00 (+8.24%) | $478,100 (+9.48%) Land $170,600 Building $307,500 | $524,368 (+7.09%) |
| 2025 | $5,013.00 | $436,700 (+3.75%) Land $159,400 Building $277,300 | $489,630 (+0.29%) |
| 2024 | $5,013.00 (+5.94%) | $420,900 (+10.47%) Land $143,400 Building $277,500 | $488,205 |
| 2023 | $4,732.00 | $381,000 Land $124,700 Building $256,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 A St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 115 A St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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