130 A St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 130 A St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,584 sqft · built 1929
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Mar 2012)
Tax Bill$5,750 (2026)
Deeds & MortgagesAug 2023 Mortgage
Dec 2021 Refinance
Flood ZoneZone X (minimal risk)
APNF00370

Property Details

APN / Parcel Number

Primary APNF00370
Alternative APNs
  • LOWE M:124 B:5 L:130
  • M:000124 T:F00370

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,584 sqft Living Area
Gross Area3,288 sqft
1st Floor Area804 sqft
AtticAttic
Attic Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberF00370
Street Address130 A ST
CityLOWELL
StateMA
Zip01851-4118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block5
Legal Lot Number130
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1007
Census Tract311700

Owner

130 A St is owned by an individual who bought it in March 2012.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address16 MARGINAL ST, LOWELL, MA 01851-1204
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
JEANNE D ARC CU
Dec 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
JEANNE D ARC CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2012 · Amount on File
Deed SaleMar 6, 2012 · Amount on File
Prior SaleSep 15, 2011 · Amount on File
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address130 A ST, LOWELL, MA 01851-4118
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037997-46
DateAug 8, 2023
Book Page37997/46
Instrument23079
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term121 Months
DueSep 1, 2033

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address130 A ST, LOWELL, MA 01851-4118
Transaction TypeMortgage
Record UpdatedJan 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036654-247
DateDec 22, 2021
Book Page36654/247
Instrument74082
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 130 A St was $5,750, up 12.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,750.00 (+12.35%)$506,600 (+13.64%) Land $170,600 Building $336,000$512,135 (+20.36%)
2025$5,118.00 (+3.94%)$445,800 (+7.84%) Land $159,400 Building $286,400$425,505 (+0.02%)
2024$4,924.00 (+6.26%)$413,400 (+10.8%) Land $143,400 Building $270,000$425,410
2023$4,634.00$373,100 Land $124,700 Building $248,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 A St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 130 A St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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