Grand Traverse County property record for 12895 Bluff Rd, Traverse City, MI 49686
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,347 sqft · built 2003 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,688 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-134-012-10 |
| Primary APN | 11-134-012-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,347 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 378 sqft |
| Patio Area | 1,380 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12895 BLUFF RD |
|---|---|
| City | TRAVERSE CITY |
| State | MI |
| Zip | 49686-8447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT OF GOV LOT 1 SEC 34 T29N R10W COM N 1/4 COR TH S 2 DEG 22W 330.31 TH E 1292.82 TO POB TH S 7 DEG 28 E 184.4 TH E 206.47 T |
| Legal Range | 10W |
| Legal Township | 29N |
| Legal Section | 34 |
| Legal Lot Number | 1 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | PENINSULA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 550900 |
12895 Bluff Rd is owner-occupied and held in a trust since February 2010.
Source: Grand Traverse County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12895 BLUFF RD, TRAVERSE CITY, MI 49686-8447 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2010 |
| Deed Sale | Feb 13, 2010 |
| Prior Sale | Jun 5, 2009 |
| Deed Book / Page | R / 18970 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12895 Bluff Rd was $9,688.
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| County Subdivision | Peninsula Township |
| Unified School District | Traverse City Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $839,800 (+1.88%) | $1,679,662 (+1.88%) | |
| 2025 | $9,688.00 Homeowner's exemption | $824,300 | $1,648,608 |
| 2023 | $486,900 | ||
| 2022 | $1,118,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12895 Bluff Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12895 Bluff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Acentek Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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