Grand Traverse County property record for 12875 Bluff Rd, Traverse City, MI 49686
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,048 sqft · built 1995 |
| Lot Size | 4.32 acres (188,179 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Apr 1989) |
| Tax Bill | $5,152 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-134-012-00 |
| Primary APN | 11-134-012-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 188,179 sqft (4.32 acres) |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12875 BLUFF RD |
|---|---|
| City | TRAVERSE CITY |
| State | MI |
| Zip | 49686-8447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL B-2: PRT OF GOVT LOT 1, SEC 34, T29N, R10W. COM AT N 1/4 COR OF SD SEC 34, TH S 02 DEG 2236 W 330.87 FT, TH N 89 DEG 5 |
| Legal Range | 10W |
| Legal Township | 29N |
| Legal Section | 34 |
| Legal Lot Number | 1 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | PENINSULA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 550900 |
Source: Grand Traverse County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12875 BLUFF RD, TRAVERSE CITY, MI 49686-8447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 1989 · Amount on Record |
| Deed Sale | Apr 25, 1989 · Amount on Record |
| Deed Book / Page | 771 / 93 |
| Record Updated | Sep 20, 2026 |
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| County Subdivision | Peninsula Township |
| Unified School District | Traverse City Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $366,000 (+0.94%) | $731,945 (+0.92%) | |
| 2025 | $5,152.00 Homeowner's exemption | $362,600 (+31.33%) | $725,254 (+15.18%) |
| 2023 | $276,100 | ||
| 2022 | $629,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Acentek Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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