12892 Elegance Dr, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 12892 Elegance Dr, Rancho Cucamonga, CA 91739

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,840 sqft · built 2001
Lot Size	0.236 acres (10,287 sqft)
Owner	Company Name on Record
Last Sale	$146,000 (Mar 2004)
Tax Bill	$6,467 (2025)
Deeds & Mortgages	Nov 2022 Transfer Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1090-381-01-0000`

Property Details

APN / Parcel Number

Primary APN	`1090-381-01-0000`
Alternative APN	`0227022010000`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,670 sqft
2nd Floor Area	1,170 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	10,287 sqft (0.236 acres)
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12892 ELEGANCE DR
City	RANCHO CUCAMONGA
State	CA
Zip	91739-9345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15947 LOT 1 BOOK 279 PAGE 34
Legal Subdivision	TRACT NO. 15947
Legal Tract	15947
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	2048

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10290 HALE AVE, LAS VEGAS, NV 89166-6828
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Intrafamily Transfer, Transfer
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage MK LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2004 · Amount on Record
Deed Sale	Mar 30, 2004 · Amount on Record
Prior Sale	Jan 29, 2002 · Amount on Record
Deed Document Number	2004215310
Last Transfer Date	Oct 13, 2022
Transfer Doc	0000368857
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 8, 2022
Property Address	12892 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9345
Document Number	0000368857
Map Reference	MB 279 PG 34&35
Instrument Date	Oct 13, 2022
Instrument	2022-0368857
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	12892 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9345

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12892 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9345
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12892 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9345

Mortgage

Document Number	0000264785
Date	Aug 2, 2022
Instrument	2022-0264785

Lender

Name	MK LENDING CORP
Type	Mortgage Company
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	8.12%
Index	Other
Margin	5
Max Rate	12.1%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,472 (+2%) Land $115,367 Building $346,105
2025	$6,467.00 (+5.05%) Homeowner's exemption	$452,424 (+4.04%) Land $113,105 Building $339,319
2023	$6,156.00 (+2.67%) Homeowner's exemption	$434,856 Land $108,713 Building $326,143
2022	$5,996.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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