12883 Elegance Dr, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 12883 Elegance Dr, Rancho Cucamonga, CA 91739

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,430 sqft · built 2001
Lot Size	0.206 acres (8,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,000 (Jul 2010)
Tax Bill	$7,415 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1090-381-30-0000`

Property Details

APN / Parcel Number

Primary APN	`1090-381-30-0000`
Alternative APN	`0227022300000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	3,079 sqft
1st Floor Area	1,168 sqft
2nd Floor Area	1,262 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,960 sqft (0.206 acres)
Garage Type	Attached
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	374 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12883 ELEGANCE DR
City	RANCHO CUCAMONGA
State	CA
Zip	91739-9346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15947 LOT 30 BOOK 279 PAGE 34
Legal Subdivision	TRACT NO 15947
Legal Tract	15947
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2010
Census Tract	2048

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12883 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
May 31, 2017	Deed of Trust, Mortgage · ARM VENTURA COUNTY CU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2010 · Amount on Record
Deed Sale	Jul 30, 2010 · Amount on Record
Prior Sale	Jul 21, 2006 · Amount on Record
Deed Document Number	2010308267
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 21, 2026
Property Address	12883 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346
Document Number	0000129833
Instrument Date	May 13, 2026
Instrument	2026129833
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12883 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346
Investor	Possibly a Property Investor

Mortgage

Document Number	0000129833,
Date	May 21, 2026
Instrument	2026129833

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12883 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221769
Date	May 31, 2017
Instrument	2017-0221769

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12883 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12883 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9346

Mortgage

Document Number	0000032428
Date	Jan 22, 2021
Instrument	2021-0032428

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$558,006 (+2%) Land $139,502 Building $418,504
2025	$7,415.00 (+5.12%) Homeowner's exemption	$547,065 (+4.04%) Land $136,767 Building $410,298
2023	$7,054.00 (+1.38%) Homeowner's exemption	$525,822 Land $131,456 Building $394,366
2022	$6,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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