12846 Elegance Dr, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 12846 Elegance Dr, Rancho Cucamonga, CA 91739

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,016 sqft · built 2001
Lot Size	0.215 acres (9,360 sqft)
Owner	2 Trust Names on File
Last Sale	$326,500 (Dec 2001)
Tax Bill	$6,708 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1090-381-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1090-381-05-0000`
Alternative APN	`0227022050000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,016 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	1,463 sqft
2nd Floor Area	1,553 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	9,360 sqft (0.215 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12846 ELEGANCE DR
City	RANCHO CUCAMONGA
State	CA
Zip	91739-9345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15947 LOT 5 BOOK 279 PAGE 34
Legal Subdivision	TRACT NO 15947
Legal Tract	15947
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	2048

Owner

12846 Elegance Dr is owner-occupied and held in a trust since March 2005.

Source: San Bernardino County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12846 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9345
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 27, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2001 · Amount on File
Deed Sale	Dec 28, 2001 · Amount on File
Deed Document Number	2001597255
Last Transfer Date	Mar 15, 2005
Transfer Doc	0000452159
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 2, 2026
Property Address	12846 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9345
Document Number	0000169702
Instrument Date	Jun 29, 2026
Instrument	2026169702
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12846 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9345

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12846 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9345
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490126
Date	Nov 16, 2017
Instrument	2017-0490126

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12846 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9345
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12846 ELEGANCE DR, RCH CUCAMONGA, CA 91739-9345

Mortgage

Document Number	0000390826
Date	Aug 30, 2021
Instrument	2021-0390826

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 27, 2019
Property Address	12846 ELEGANCE DR, RANCHO CUCAMONGA, CA 91739-9345
Document Number	0000212762
Instrument Date	Jun 24, 2019
Instrument	212762
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 10, 2019
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMERICAN TITLE CO HOMEBU

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7450 SOLSTICE PL RANCHO CUCAMONGA CA 917398770, RANCHO CUCAMONGA, CA 91739-8770

Mortgage

Document Number	212764
Date	Jun 27, 2019
Instrument	212764

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12846 Elegance Dr was $6,708 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,369 (+2%) Land $122,842 Building $368,527
2025	$6,708.00 Homeowner's exemption	$481,734 Land $120,433 Building $361,301
2023	$6,383.00 (+1.41%) Homeowner's exemption	$463,029 Land $115,757 Building $347,272
2022	$6,294.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12846 Elegance Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12846 Elegance Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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