12880 76th Ave, Allendale, MI 49401 Property Records

Ottawa County property record for 12880 76th Ave, Allendale, MI 49401

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,348 sqft · built 1990
Lot Size	1.02 acres (44,649 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Sep 2022)
Tax Bill	$6,059 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-09-09-400-053`

Property Details

APN / Parcel Number

Primary APN	`70-09-09-400-053`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,348 sqft Living Area
1st Floor Area	1,174 sqft
Basement Area	1,174 sqft
Unfinished Basement	1,174 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	44,649 sqft (1.02 acres)
Lot Width	150 ft Width
Garage Area	1,792 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12880 76TH AVE
City	ALLENDALE
State	MI
Zip	49401-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SE 1/4 COM N 0D 06M 36S E 480 FT FROM S 1/4 COR, TH N 0D 06M 36S E 150 FT, S 88D 26M 47S E 335 FT, S 0D 06M 36S W 150 FT, TH N 88D 26M 47S W 335 FT TO BEG SEC 9 T7N R14W
Legal Range	14W
Legal Township	07N
Legal Section	09
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	1
Census Block	1009
Census Tract	24300

Owner

12880 76th Ave is owned and occupied by an individual who bought it in September 2022.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	12880 76TH AVE, ALLENDALE, MI 49401-9747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jan 8, 2018	Deed of Trust, Mortgage FIRST UNITED CU
Apr 26, 2017	Deed of Trust, Mortgage · ARM DITECH FINANCIAL LLC
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on File
Deed Sale	Sep 13, 2022 · Amount on File
Prior Sale	May 26, 2020 · Amount on File
Deed Document Number	202232544
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 13, 2022
Property Address	12880 76TH AVE, ALLENDALE, MI 49401-9747
Document Number	20220032544
Instrument Date	Sep 9, 2022
Instrument	2022-0032544
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12880 76TH AVE, 12880, ALLENDALE, MI 49401-9747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 COVELL AVE NW, GRAND RAPIDS, MI 49504-5934

Mortgage

Document Number	20220032545
Date	Sep 13, 2022
Instrument	2022-0032545

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	12880 76TH AVE, ALLENDALE, MI 49401-9747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180000907
Date	Jan 8, 2018
Instrument	2018-0000907

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	GRANDVILLE, MI 49418

Agreement

Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	12880 76TH AVE, ALLENDALE, MI 49401-9747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170014922
Date	Apr 26, 2017
Instrument	2017-0014922

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 26, 2020
Property Address	12880 76TH AVE, ALLENDALE, MI 49401-9747
Document Number	20200020192
Instrument Date	May 22, 2020
Instrument	2020-0020192
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,498.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12880 76TH AVE, 12880, ALLENDALE, MI 49401-9747

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12880 76TH AVE, ALLENDALE, MI 49401-9747

Mortgage

Document Number	20200020193
Date	May 26, 2020
Instrument	2020-0020193

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12880 76th Ave was $6,059 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,500	$407,000
2025	$6,059.00
2023		$170,900	$341,800
2022	$4,546.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12880 76th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12880 76th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Acentek Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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