1288 Pappas Ct, Elgin, IL 60123 Property Records

Kane County property record for 1288 Pappas Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 874 sqft · built 1977
Lot Size	0.128 acres (5,597 sqft)
Owner	Trust Name on File
Last Sale	$160,000 (Nov 2020)
Tax Bill	$4,111 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-303-036`

Property Details

APN / Parcel Number

Primary APN	`06-03-303-036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	874 sqft Living Area
Gross Area	1,748 sqft
1st Floor Area	874 sqft
Basement Area	874 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	5,597 sqft (0.128 acres)
Lot Width	27 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1288 PAPPAS CT
City	ELGIN
State	IL
Zip	60123-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 3 THAT PART OF LOT 127 LYING NORTHERLY OF A LINE DRAWN FROM A POINT OF THE WESTERLY LINE OF SAID LOT THAT IS 72.8 FT SOUTHERLY OF THE NORTHWEST CORNER TO A POINT ON THE EASTERLY LINE OF SAID LOT THAT IS 26.63 FT SOUTHERLY OF TH
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	127
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

1288 Pappas Ct is owner-occupied and held in a trust since November 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Trust Name on File
Mailing Address	1288 PAPPAS CT, ELGIN, IL 60123-1225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Jul 6, 2005 · Amount on File
Deed Document Number	202067059
Prior Transfer Date	Oct 18, 2016
Prior Transfer Doc	0000009516
Record Updated	Oct 29, 2026

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 21, 2017
Property Address	1288 PAPPAS CT, ELGIN, IL 60123-1225
Document Number	0000009516
Map Reference	DOC1355485
Instrument Date	Oct 18, 2016
Instrument	2017K009516
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1288 PAPPAS CT, ELGIN, IL 60123-1225

Mortgage

Document Number	0000009517
Date	Feb 21, 2017
Instrument	2017K009517

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	117 Months
Due	Nov 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1288 Pappas Ct was $4,111 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,111.00 Homeowner's exemption	$61,893 (+8.57%) Land $15,111 Building $46,782	$185,753 (+8.57%) Land $45,351 Building $140,402
2024		$57,007 Land $13,918 Building $43,089	$171,089 Land $41,771 Building $129,319
2022	$3,551.00 (+5.03%) Homeowner's exemption	$46,961 (+6.96%) Land $11,465 Building $35,496	$140,883 (+6.96%) Land $34,395 Building $106,488
2021	$3,381.00 Homeowner's exemption	$43,905 Land $10,719 Building $33,186	$131,715 Land $32,157 Building $99,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1288 Pappas Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1288 Pappas Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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