1287 Pappas Ct, Elgin, IL 60123 Property Records

Kane County property record for 1287 Pappas Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 874 sqft · built 1977
Lot Size	0.157 acres (6,818 sqft)
Owner	Company Name on Record
Last Sale	$54,000 (Aug 2014)
Tax Bill	$4,717 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-03-303-033`

Property Details

APN / Parcel Number

Primary APN	`06-03-303-033`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	874 sqft Living Area
Gross Area	1,748 sqft
1st Floor Area	874 sqft
Basement Area	874 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	6,818 sqft (0.157 acres)
Lot Width	29 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1287 PAPPAS CT
City	ELGIN
State	IL
Zip	60123-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 3 LOT 124 (EXCEPT DOC 1708400)
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	124
Legal Unit	3-124
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	357 CASSIDY LN, ELGIN, IL 60124-3814
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit STATE BK/GENEVA
Sep 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2014 · Amount on Record
Deed Sale	Aug 7, 2014 · Amount on Record
Prior Sale	Dec 6, 2013
Deed Document Number	201438640
Prior Transfer Date	Jun 20, 1996
Prior Transfer Doc	0000050412
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1287 PAPPAS CT, ELGIN, IL 60123-1225
Document Number	0000017591
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1287 PAPPAS CT ELGIN IL 601231225, ELGIN, IL 60123-1225

Mortgage

Document Number	0000017591
Date	Apr 17, 2018
Instrument	17591

Lender

Name	STATE BK/GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 16, 2023

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 11, 2017
Property Address	1287 PAPPAS CT, ELGIN, IL 60123-1225
Document Number	0000047397
Instrument Date	Jun 17, 2017
Instrument	47397
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	357 CASSIDY LN ELGIN IL 601243814, ELGIN, IL 60124-3814

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00 (+15.95%)	$61,833 (+8.57%) Land $15,111 Building $46,722	$185,573 (+8.57%) Land $45,351 Building $140,222
2024		$56,952 (+21.39%) Land $13,918 Building $43,034	$170,924 (+21.44%) Land $41,771 Building $129,154
2022	$4,068.00 (+3.96%)	$46,915 (+6.96%) Land $11,465 Building $35,450	$140,745 (+6.96%) Land $34,395 Building $106,350
2021	$3,913.00	$43,862 Land $10,719 Building $33,143	$131,586 Land $32,157 Building $99,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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