1283 Pappas Ct, Elgin, IL 60123 Property Records

Kane County property record for 1283 Pappas Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 874 sqft · built 1980
Lot Size	0.12 acres (5,209 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2020)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-303-027`

Property Details

APN / Parcel Number

Primary APN	`06-03-303-027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	874 sqft Living Area
Gross Area	1,748 sqft
1st Floor Area	874 sqft
Basement Area	874 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	5,209 sqft (0.12 acres)
Lot Width	20 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1283 PAPPAS CT
City	ELGIN
State	IL
Zip	60123-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 3 LOT 125 (EXCEPT PART DESC IN DOC 1551126)
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	125
Legal Unit	3-125
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

1283 Pappas Ct is owned and occupied by an individual who bought it in November 2020.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1283 PAPPAS CT, ELGIN, IL 60123-1225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Nov 10, 2020	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jul 1, 2020	Grant Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	202068748
Prior Transfer Date	Feb 5, 2016
Prior Transfer Doc	0000007026
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1283 PAPPAS CT, ELGIN, IL 60123-1225
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 PAPPAS CT, ELGIN, IL 60123-1225

Mortgage

Document Number	0000017057
Date	Mar 28, 2022
Instrument	2022K017057

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Sep 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1283 PAPPAS CT, ELGIN, IL 60123-1225
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 PAPPAS CT, ELGIN, IL 60123-1225

Mortgage

Document Number	0000003424
Date	Jan 19, 2022
Instrument	2022K003424

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Sep 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 10, 2020
Property Address	1283 PAPPAS CT, ELGIN, IL 60123-1225
Document Number	0000068748
Instrument Date	Aug 27, 2020
Instrument	2020K068748
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 PAPPAS CT, ELGIN, IL 60123-1225

Mortgage

Document Number	0000068749
Date	Nov 10, 2020
Instrument	2020K068749

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2050

Interest

Rate	2.75%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jul 1, 2020
Property Address	1283 PAPPAS CT, ELGIN, IL 60123-1225
Document Number	0000035169
Instrument Date	Jun 22, 2020
Instrument	35169
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8304 KELLY DR WOODRIDGE IL 605174534, WOODRIDGE, IL 60517-4534

Tax Assessment & Valuation

The 2025 property tax bill for 1283 Pappas Ct was $4,511 with a homeowner's exemption, up 4.7% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,511.00 (+4.71%) Homeowner's exemption	$67,142 (+8.57%) Land $15,111 Building $52,031	$201,507 (+8.57%) Land $45,351 Building $156,155
2024	$4,308.00	$61,842 Land $13,918 Building $47,924	$185,600 Land $41,771 Building $143,830
2022	$3,897.00 (+4.96%) Homeowner's exemption	$50,943 (+6.96%) Land $11,465 Building $39,478	$152,829 (+6.96%) Land $34,395 Building $118,434
2021	$3,713.00 Homeowner's exemption	$47,628 Land $10,719 Building $36,909	$142,884 Land $32,157 Building $110,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1283 Pappas Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1283 Pappas Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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