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1288 Bell Ct, Elyria, OH 44035 Property Records

Lorain County property record for 1288 Bell Ct, Elyria, OH 44035 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,796 sqft Living Area
Lot Size6,781 sqft (0.305 acres)
OccupancyOwner Occupied
Last Sale$202,000 (2018)
Tax Bill$3,961.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-24-023-102-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,796 sqft Living Area
Gross Area2,332 sqft Gross Area
1st Floor1,796 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area6,781 sqft (0.305 acres)
Depth X Width153 ft x 44.2 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area536 sqft Garage
Deck Area180 sqft Deck
Patio Area224 sqft Patio
Porch Area35 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1288 BELL CT
CityELYRIA
StateOH
Zip44035-3108
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOURTLAND BELL SUB 44.20 X 153.42
Legal SubdivisionCOURTLAND BELL SUB
Legal Tract24
Legal Block102
Legal Lot Number33
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2006
Census Tract70400

Owner

Source: Lorain County records · APN 06-24-023-102-028

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1288 BELL CT, ELYRIA, OH 44035-3108
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Oct 12, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LIBERTY HM MTG
Oct 12, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LIBERTY HOME MORTGAGE CORP
Oct 12, 2018Affidavit of Death, Transfer
OHIO REAL TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2018 · Amount on Record
Deed SaleOct 12, 2018 · Amount on Record
Prior SaleNov 02, 2004 · Amount on Record
Deed Doc Number2018690953
Prior Transfer DateNov 13, 2001
Prior Transfer Doc0000789874
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1288 BELL CT, ELYRIA, OH 44035-3108
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1288 BELL CT, ELYRIA, OH 44035-3108

Mortgage

Document Number0000080884
DateJan 02, 2026
Instrument2026-0080884
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueNov 13, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1288 BELL CT, ELYRIA, OH 44035-3108
Document Number0000742785
Instrument DateOct 12, 2018
Transaction TypeMortgage
Record UpdatedJan 07, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1288 BELL CT ELYRIA OH 440353108, ELYRIA, OH 44035-3108

Mortgage

Document Number0000742785
DateDec 19, 2019
Instrument742785
Lender
NameLIBERTY HM MTG
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 12, 2018
Property Address1288 BELL CT, ELYRIA, OH 44035-3108
Document Number0000690953
Map ReferenceVOL68 PG24&25
Instrument DateOct 11, 2018
Instrument2018-0690953
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address00000

Mortgage

Document Number0000690954
DateOct 12, 2018
Instrument2018-0690954
Lender
NameLIBERTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

October 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLORAIN OH
Recording DateOct 12, 2018
Property Address1288 BELL CT, ELYRIA, OH 44035-3108
Document Number0000690952
Instrument DateOct 11, 2018
Instrument690952
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyOHIO REAL TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5544 WATER RD CIRCLE SHADOW OH 44035, CIRCLE SHADOW, OH 44035

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,403.00 (+11.16%) Homeowner's exemption$93,500 (+%) Land $15,750 Building $77,750$267,130 (-) Land $45,000 Building $222,130
2024$3,961.00 (+22.67%)$93,496 (+36.6%) Land $15,750 Building $77,746$267,130 (+36.6%) Land $45,000 Building $222,130
2023$3,229.00 (-0.34%)$68,443 (+%) Land $13,902 Building $54,541$195,550 (-) Land $39,720 Building $155,830
2022$3,240.00$68,440 Land $13,900 Building $54,540
2021$195,550 Land $39,720 Building $155,830

Flood & Wildfire

1288 Bell Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
6th percentile of exposed land nationally · 28th in Ohio
Wildfire LikelihoodLow — about 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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