1282 Bell Ct, Elyria, OH 44035 Property Records

Lorain County property record for 1282 Bell Ct, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2003
Square Footage	1,730 sqft Living Area
Lot Size	0.192 acres
Occupancy	Owner Occupied
Last Sale	$159,639 (2003)
Tax Bill	$4,087.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-023-102-026`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	2 Partial Baths
Total Rooms	8 Rooms
Building Area	1,730 sqft Living Area
1st Floor	752 sqft 1st Floor
2nd Floor	978 sqft 2nd Floor
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	8,370 sqft
Depth X Width	135 ft x 62 ft Depth x Width
Garage Type	Attached Garage
Garage Area	44 sqft Garage
Patio Area	704 sqft Patio
Porch	Open Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1282 BELL CT
City	ELYRIA
State	OH
Zip	44035-3108
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COURTLAND BELL SUB 62 X 135 S/L 31
Legal Subdivision	COURTLAND BELL SUBDIVISION
Legal Tract	24
Legal Block	102
Legal Lot Number	31
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2006
Census Tract	70400

Owner

Source: Lorain County records · APN 06-24-023-102-026

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1282 BELL CT, ELYRIA, OH 44035-3108
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2003 · Amount on Record
Deed Sale	Jun 16, 2003 · Amount on Record
Prior Sale	Jan 15, 2003 · Amount on Record
Deed Doc Number	2003003358
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1282 BELL CT, ELYRIA, OH 44035-3108
Document Number	0000752015
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Apr 02, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1282 BELL CT ELYRIA OH 440353108, ELYRIA, OH 44035-3108

Mortgage

Document Number	0000752015
Date	Mar 06, 2020
Instrument	752015

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,087.00	$86,790 (-) Land $15,750 Building $71,040	$247,970 (-) Land $45,000 Building $202,970
2024	$4,087.00 (+11.18%)	$86,790 (+28.64%) Land $15,750 Building $71,040	$247,970 (+28.64%) Land $45,000 Building $202,970
2023	$3,676.00 (+0.38%)	$67,466 (+0.01%) Land $13,902 Building $53,564	$192,760 (-) Land $39,720 Building $153,040
2022	$3,662.00	$67,460 Land $13,900 Building $53,560
2021			$192,760 Land $39,720 Building $153,040

Flood & Wildfire

1282 Bell Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 25th in Ohio
Wildfire Likelihood	Low — about 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.