1281 Bell Ct, Elyria, OH 44035 Property Records

Lorain County property record for 1281 Bell Ct, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,003 sqft · built 2001
Lot Size	0.201 acres (8,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,500 (Jul 2001)
Tax Bill	$4,289 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-023-102-016`

Property Details

APN / Parcel Number

Primary APN	`06-24-023-102-016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,003 sqft Living Area
1st Floor Area	811 sqft
2nd Floor Area	1,192 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,788 sqft
Lot Dimensions	130 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	84 sqft
Porch	Enclosed Porch
Porch Area	208 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1281 BELL CT
City	ELYRIA
State	OH
Zip	44035-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COURTLAND BELL SUB 67.60 X 130.00
Legal Subdivision	COURTLAND BELL SUBDIVISION
Legal Tract	24
Legal Block	102
Legal Lot Number	17
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2008
Census Tract	70400

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1281 BELL CT, ELYRIA, OH 44035-3107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2001 · Amount on Record
Deed Sale	Jul 31, 2001 · Amount on Record
Deed Document Number	768037
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1281 BELL CT, ELYRIA, OH 44035-3107
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	KINGDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210847368
Date	Nov 2, 2021
Instrument	2021-0847368

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,289.00	$91,080 (+%) Land $15,750 Building $75,330	$260,220 (-) Land $45,000 Building $215,220
2024	$4,289.00 (+12.42%)	$91,077 (+30.07%) Land $15,750 Building $75,327	$260,220 (+30.07%) Land $45,000 Building $215,220
2023	$3,815.00 (+0.37%)	$70,021 (+%) Land $13,902 Building $56,119	$200,060 (-) Land $39,720 Building $160,340
2022	$3,801.00	$70,020 Land $13,900 Building $56,120
2021			$200,060 Land $39,720 Building $160,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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