12870 Spruce St, Thornton (Brighton), CO 80602 Property Records

Adams County property record for 12870 Spruce St, Thornton, CO 80602 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,555 sqft · built 2008
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2020)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1571-28-3-07-002`

Property Details

APN / Parcel Number

Primary APN	`1571-28-3-07-002`
Alternative APNs	`0157128307002` `R0147005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	2,133 sqft
1st Floor Area	1,555 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Tile
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0147005
Street Address	12870 SPRUCE ST
City	THORNTON
State	CO
Zip	80602-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:THE VILLAGES AT RIVERDALE FILING NO 1 BLK:7 LOT:2
Legal Range	67W
Legal Township	01S
Legal Section	28
Legal Quarter	3
Legal Subdivision	THE VILLAGES AT RIVERDALE
Legal Block	7
Legal Lot Number	2
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	5
Census Block	5040
Census Tract	8540

Owner

Source: Adams County records · APN 1571-28-3-07-002

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12870 SPRUCE ST, THORNTON, CO 80602-8417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit ELECTRICAL FEDERAL CREDIT UNION
Oct 06, 2020	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORP
Jan 18, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2020 · Amount on Record
Deed Sale	Oct 06, 2020 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	2020100617
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Recording Date	Jun 10, 2026
Property Address	12870 SPRUCE ST, THORNTON, CO 80602-8417
Document Number	0000033865
Instrument Date	Jun 05, 2026
Instrument	202633865
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12870 SPRUCE ST, THORNTON, CO 80602-8417

Mortgage

Document Number	0000033865,
Date	Jun 10, 2026
Instrument	202633865

Lender

Name	ELECTRICAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.72%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 06, 2020
Property Address	12870 SPRUCE ST, THORNTON, CO 80602-8417
Document Number	0000100617
Instrument Date	Sep 25, 2020
Instrument	2020000100617
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$41.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12870 SPRUCE ST, THORNTON, CO 80602-8417

Mortgage

Document Number	0000100618
Date	Oct 06, 2020
Instrument	2020000100618

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Mortgage

Document Number	0000100619
Date	Oct 06, 2020
Instrument	2020000100619

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 18, 2018
Property Address	12870 SPRUCE ST, THORNTON, CO 80602-8417
Document Number	0000005572
Instrument Date	Jan 17, 2018
Instrument	2018000005572
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$35.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12870 SPRUCE ST, THORNTON, CO 80602-8417

Mortgage

Document Number	0000005573
Date	Jan 18, 2018
Instrument	2018000005573

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,322.00 (-5.17%)	$34,140 (-5.3%) Land $7,820 Building $26,320	$502,000 (-5.82%) Land $115,000 Building $387,000
2023	$3,503.00 (+6.93%)	$36,050 (+7.9%) Land $7,100 Building $28,950	$533,000 (+10.91%) Land $105,000 Building $428,000
2022	$3,276.00	$33,410 Land $14,600 Building $18,810	$480,576 Land $210,000 Building $270,576

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (08001C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080010085405, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 532 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
JAB Wireless	Fixed Wireless (unlicensed)	500 / 100
Lumen Technologies	DSL	140 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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