Adams County property record for 12841 Spruce St, Thornton, CO 80602 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,335 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2018) |
| Tax Bill | $1,699.00 (2025) |
Source: Adams County records · APN R0146990
Assessment roll updated August 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12841 SPRUCE ST, THORNTON, CO 80602-8416 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP |
| Oct 06, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BELLCO CU |
| May 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2018 · Amount on Record |
| Deed Sale | May 08, 2018 · Amount on Record |
| Prior Sale | Nov 01, 2010 · Amount on Record |
| Deed Doc Number | 2018000037297 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12841 SPRUCE ST, THORNTON, CO 80602-8416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000021323 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021000021323 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12841 SPRUCE ST, THORNTON, CO 80602-8416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Name | Verified Name |
|---|
| Document Number | 0000056874 |
|---|---|
| Date | Oct 06, 2023 |
| Instrument | 2023000056874 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | BRIGHTON, CO 80602 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 12841 SPRUCE ST, THORNTON, CO 80602-8416 |
| Document Number | 0000081319 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12841 SPRUCE ST THORNTON CO 806028416, THORNTON, CO 80602-8416 |
| Document Number | 0000081319 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 81319 |
| Name | BELLCO CU |
|---|---|
| Type | Credit Union |
| Address | GREENWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | May 08, 2018 |
| Property Address | 12841 SPRUCE ST, THORNTON, CO 80602-8416 |
| Document Number | 0000037297 |
| Instrument Date | May 07, 2018 |
| Instrument | 2018000037297 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12841 SPRUCE ST, THORNTON, CO 80602-8416 |
| Document Number | 0000037298 |
|---|---|
| Date | May 08, 2018 |
| Instrument | 2018000037298 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Adams County records · Assessment roll updated August 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | School District 27J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,699.00 (-61.64%) | $40,070 (-12.11%) Land $7,190 Building $32,880 | $641,000 (-4.9%) Land $115,000 Building $526,000 |
| 2023 | $4,429.00 (+12.5%) | $45,590 (+13.55%) Land $7,100 Building $38,490 | $674,000 (+16.68%) Land $105,000 Building $569,000 |
| 2022 | $3,937.00 | $40,150 Land $14,600 Building $25,550 | $577,659 Land $210,000 Building $367,659 |
Source: FEMA National Flood Hazard Layer, Adams County (08001C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R0146990 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,335 sqft Living Area |
| 1st Floor | 1,190 sqft 1st Floor |
| 2nd Floor | 1,145 sqft 2nd Floor |
| Basement Area | 1,190 sqft Basement |
| Finished Basement | 878 sqft Finished |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 596 sqft Garage |
| Porch | Porch |
| Wet Bar | Wet Bar |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | R0146990 |
|---|---|
| Old Parcel Number | 157128306015 |
| Street Address | 12841 SPRUCE ST |
| City | THORNTON |
| State | CO |
| Zip | 80602-8416 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUB:THE VILLAGES AT RIVERDALE FILING NO 1 BLK:6 LOT:15 |
| Legal Range | 67W |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Quarter | SW |
| Legal Subdivision | THE VILLAGES AT RIVERDALE |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | ADAMS CO |
| Minor Civil Division | BRIGHTON |
| Census Blockgroup | 5 |
| Census Block | 5037 |
| Census Tract | 8540 |
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