12869 Co Rd 4039, Holts Summit, MO 65043 Property Records

Callaway County property record for 12869 Co Rd 4039, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Jul 2020)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-06.0-13.0-00-000-010.000`

Property Details

APN / Parcel Number

Primary APN	`27-06.0-13.0-00-000-010.000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	500 sqft
Basement Area	250 sqft
Unfinished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	852 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2706013000000010000
Street Address	12869 COUNTY ROAD 4039
City	HOLTS SUMMIT
State	MO
Zip	65043-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NE
Legal Range	11W
Legal Township	44N
Legal Section	13
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2015
Census Tract	70800

Owner

12869 Co Rd 4039 is owned and occupied by two individuals who bought it in July 2020.

Source: Callaway County records, as of January 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12869 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE CENTRAL TRUST BANK
Jul 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Deed Document Number	20204489
Deed Book / Page	486 / 138
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	000486/138
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12869 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2203
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/542
Date	Jul 14, 2020
Book Page	244/542
Instrument	202004490

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12869 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2203
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000510/805
Date	Dec 27, 2023
Book Page	510/805
Instrument	202306485

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 24, 2043

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 14, 2020
Property Address	12869 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2203
Document Number	000486/138
Book / Page	486 / 138
Instrument Date	Jun 30, 2020
Instrument	202004489
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12869 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2203

Tax Assessment & Valuation

The 2025 property tax bill for 12869 Co Rd 4039 was $1,403, down 2.4% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,403.00 (-2.43%)	$23,079 (-)	$121,470 (-)
2024	$1,438.00 (+0.07%)	$23,079 (-)	$121,470 (-)
2023	$1,437.00 (+4.97%)	$23,079 (+5.06%)	$121,470
2022	$1,369.00	$21,968 Land $1,520 Building $20,448
2021			$115,620 Land $8,000 Building $107,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12869 Co Rd 4039 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	159 (1982–2019)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 15 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 46 claims Severe Storms & Flooding, Sep 1993 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12869 Co Rd 4039 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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