12856 Co Rd 4039, Holts Summit, MO 65043 Property Records

Callaway County property record for 12856 Co Rd 4039, Holts Summit, MO 65043

Property Summary

Property Type	Rural Home
Details	2 ba · 1,788 sqft · built 1975
Lot Size	3.71 acres (161,608 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-06.0-13.0-00-000-002.000`

Property Details

APN / Parcel Number

Primary APN	`27-06.0-13.0-00-000-002.000`
Alternative APN	`2706013000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,656 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	161,608 sqft (3.71 acres)
Garage Type	Mixed
Garage Area	704 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	24 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	1,152 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2706013000000002000
Street Address	12856 COUNTY ROAD 4039
City	HOLTS SUMMIT
State	MO
Zip	65043-2206
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S6/782 PT NW 1/4 NE 1/4
Legal Range	11W
Legal Township	44N
Legal Section	13
Legal Subdivision	SUMMIT RIDGE
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2013
Census Tract	70702

Owner

12856 Co Rd 4039, a rural home, is owned and occupied by two individuals who acquired it in August 2022.

Source: Callaway County records, as of January 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12856 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage MID AMERICA BANK
Oct 10, 2018	Deed of Trust, Mortgage MID AMERICA BANK
Nov 19, 2019	Warranty Deed, Transfer
Oct 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022
Deed Sale	Aug 8, 2022
Prior Sale	Aug 3, 2022 · Amount on File
Deed Document Number	20225027
Deed Book / Page	501 / 912
Prior Transfer Date	Jul 29, 2022
Prior Transfer Doc	0000005027
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12856 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2206
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201907200
Date	Nov 19, 2019
Instrument	201907200

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12856 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2206
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000241/0000000336
Date	Oct 10, 2018
Book Page	0000000241/0000000336
Instrument	201806683

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 19, 2019
Property Address	12856 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2206
Document Number	0201907199
Book / Page	269
Instrument Date	Nov 18, 2019
Instrument	201907199
Transaction Type	Transfer
Record Updated	Jan 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12856 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2206

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 10, 2018
Property Address	12856 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2206
Document Number	0201806682
Book / Page	289
Instrument Date	Sep 29, 2018
Instrument	201806682
Transaction Type	Transfer
Record Updated	Jan 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12856 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2206

Tax Assessment & Valuation

The 2025 property tax bill for 12856 Co Rd 4039 was $1,768, down 2.4% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,768.00 (-2.43%)	$29,079 (-)	$153,050 (-)
2024	$1,812.00 (+0.06%)	$29,079 (-)	$153,050 (-)
2023	$1,811.00 (+2.37%)	$29,079 (+2.43%)	$153,050
2022	$1,769.00	$28,390 Land $1,763 Building $26,627
2021			$149,420 Land $9,280 Building $140,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12856 Co Rd 4039 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12856 Co Rd 4039 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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