Callaway County property record for 12845 Co Rd 4039, Holts Summit, MO 65043
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,604 sqft · built 1976 |
| Lot Size | 10.2 acres (444,312 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-06.0-13.0-00-000-009.000 |
| Primary APN | 27-06.0-13.0-00-000-009.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 550 sqft |
| Game Room | Game Room |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Fiberglass |
| Lot Area | 444,312 sqft (10.2 acres) |
| Shed | 1 Shed |
| Shed Area | 2,240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 2706013000000009000 |
|---|---|
| Street Address | 12845 COUNTY ROAD 4039 |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT W 1/2 NE |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 70800 |
12845 Co Rd 4039, a rural home, is owned and occupied by two individuals who acquired it in June 2016.
Source: Callaway County records, as of January 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12845 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2016 |
| Deed Sale | Jun 3, 2016 |
| Deed Document Number | 0000459860 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 12845 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | D0239/0542 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | D0239/0542 |
| Instrument | 201706001 |
| Name | MISSOURI CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, MO 65203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 31, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12845 Co Rd 4039 was $1,679, down 2.6% from the year before.
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,679.00 (-2.55%) | $27,629 (-) | $149,230 (-) |
| 2024 | $1,723.00 (+0.12%) | $27,629 (-) | $149,230 (-) |
| 2023 | $1,721.00 (+47.73%) | $27,629 (+47.71%) | $149,230 |
| 2022 | $1,165.00 | $18,705 Land $1,916 Building $16,789 | |
| 2021 | $102,260 Land $11,300 Building $90,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12845 Co Rd 4039 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 159 (1982–2019) |
| Claims Outside the SFHA | 6 of 159 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12845 Co Rd 4039 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
5G and 4G LTE (outdoors only)
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