12860 Muth Valley Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 12860 Muth Valley Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,722 sqft · built 2008
Lot Size	2.55 acres (111,078 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Feb 2016)
Tax Bill	$9,659 (2025)
Deeds & Mortgages	May 2017 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`329-132-35-00`

Property Details

APN / Parcel Number

Primary APN	`329-132-35-00`
Alternative APN	`3291304200`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,722 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	111,078 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	3291304200
Street Address	12860 MUTH VALLEY RD
City	LAKESIDE
State	CA
Zip	92040-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 32-14-1E SEQ E 365 FT OF S 304 FT OF N 912 FT OF SWQ OF
Legal Range	01E
Legal Township	14
Legal Section	32
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1030
Census Tract	16902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4690 GREENE ST, SAN DIEGO, CA 92107-1420
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2016 · Amount on Record
Deed Sale	Feb 16, 2016 · Amount on Record
Prior Sale	Aug 25, 2010 · Amount on Record
Deed Document Number	201666621
Prior Transfer Date	Jan 13, 2016
Prior Transfer Doc	0000066621
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12860 MUTH VALLEY RD, LAKESIDE, CA 92040-1576
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244574
Date	May 31, 2017
Instrument	2017-0244574

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12860 MUTH VALLEY RD, LAKESIDE, CA 92040-1576
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12860 MUTH VALLEY RD, LAKESIDE, CA 92040-1576

Mortgage

Document Number	0000783054
Date	Dec 7, 2020
Instrument	2020-0783054

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$812,159 (+2%) Land $314,356 Building $497,803
2025	$9,659.00 (+5.26%)	$796,236 (+4.04%) Land $308,193 Building $488,043
2023	$9,176.00 (+1.53%)	$765,319 Land $296,226 Building $469,093
2022	$9,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 94% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Canyon Wireless Fixed Wireless	70 / 30

May also be available: AT&T, Verizon.

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