Whiteside County property record for 12860 Black Rd, Morrison, IL 61270
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.95 acres (128,807 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Apr 2013) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 1411400003 |
| Primary APN | 1411400003 |
|---|---|
| Alternative APNs |
|
| Lot Area | 128,807 sqft (2.95 acres) |
|---|
| Account Number | 117205 |
|---|---|
| Street Address | 12860 BLACK RD |
| City | MORRISON |
| State | IL |
| Zip | 61270-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE SEC 11 TWP 20 RNG 4 |
| Legal Range | 04E |
| Legal Township | 20N |
| Legal Section | 11 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | FENTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 600 |
12860 Black Rd is owned and occupied by an individual who bought it in April 2013.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12860 BLACK RD, MORRISON, IL 61270-9601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST GATEWAY CREDIT UNION |
| Oct 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TBK BANK SSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2013 · Amount on File |
| Deed Sale | Apr 30, 2013 · Amount on File |
| Deed Document Number | 20133060 |
| Prior Transfer Date | Dec 9, 2011 |
| Prior Transfer Doc | 0201108538 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 12860 BLACK RD, MORRISON, IL 61270-9601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001505 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 2023-01505 |
| Name | FIRST GATEWAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 12860 BLACK RD, MORRISON, IL 61270-9601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202107027 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021-07027 |
| Name | TBK BANK SSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 12860 Black Rd was $2,090, up 9.7% from the year before.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Fenton Township |
| Unified School District | Erie Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (+9.65%) | $73,360 (+8.87%) Land $9,048 Building $64,312 | |
| 2024 | $1,906.00 | $67,383 Land $8,311 Building $59,072 | $220,080 (+8.87%) Land $27,144 Building $192,936 |
| 2023 | $202,149 Land $24,933 Building $177,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12860 Black Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 16 (1994–2019) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12860 Black Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
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