12793 Black Rd, Morrison, IL 61270 Property Records

Whiteside County property record for 12793 Black Rd, Morrison, IL 61270

Property Summary

Property TypeSingle Family Home
Lot Size2.41 acres (104,980 sqft)
Owner2 Individual Names on File
Last Sale$289,000 (Sep 2024)
Tax Bill$3,076 (2025)
Deeds & MortgagesSep 2024 Mortgage
Flood ZoneZone AE (high risk)
APN1414200003

Property Details

APN / Parcel Number

Primary APN1414200003
Alternative APNs
  • 103835
  • 119655

Exterior

Lot Area104,980 sqft (2.41 acres)

Location & Zoning

Account Number119655
Street Address12793 BLACK RD
CityMORRISON
StateIL
Zip61270-9394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT W 1/2 NE SEC 14 TWP 20 RNG 4 17503X
Legal Range04E
Legal Township20N
Legal Section14
JurisdictionWHITESIDE IL
Township / Civil DivisionFENTON
Census Block Group2
Census Block2009
Census Tract600

Owner

12793 Black Rd is owned by two individuals who bought it in September 2024.

Source: Whiteside County records, as of May 22, 2026

Owner of Record2 Individual Names on File
Mailing Address619 18TH AVE N, CLINTON, IA 52732-2724
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2024 · Amount on File
Deed SaleSep 30, 2024 · Amount on File
Deed Document Number20244511
Record UpdatedSep 20, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateSep 30, 2024
Property Address12793 BLACK RD, MORRISON, IL 61270-9394
Document Number0000004511
Instrument DateSep 24, 2024
Instrument2024-04511
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12793 BLACK RD, MORRISON, IL 61270-9394
InvestorPossibly a Property Investor

Mortgage

Document Number0000004512
DateSep 30, 2024
Instrument2024-04512
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 12793 Black Rd was $3,076.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionFenton Township
Unified School DistrictErie Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,076.00$61,308 Land $7,610 Building $53,698
2024$183,924 Land $22,830 Building $161,094
2022$2,958.00$50,667 Land $6,289 Building $44,378$152,001 Land $18,867 Building $133,134

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12793 Black Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims16 (1994–2019)
Claims Outside the SFHA1 of 16
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2019 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12793 Black Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Jo-Carroll Energy
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Rd

Nearby Streets

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