Whiteside County property record for 12228 Black Rd, Morrison, IL 61270
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,736 sqft · built 1879 |
| Lot Size | 2.84 acres (123,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jun 2026) |
| Tax Bill | $983 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2023 Foreclosure + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1411300006 |
| Primary APN | 1411300006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 1,736 sqft Building Perimeter |
| Basement Area | 968 sqft |
| Unfinished Basement | 968 sqft |
| Year Built | Built 1879 |
|---|---|
| Effective Year Built | Effective 1879 |
| Lot Area | 123,710 sqft (2.84 acres) |
| Garage Area | 336 sqft |
| Account Number | 114590 |
|---|---|
| Street Address | 12228 BLACK RD |
| City | MORRISON |
| State | IL |
| Zip | 61270-9391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW SEC 11 TWP 20 RNG 4 15901X |
| Legal Range | 04E |
| Legal Township | 20N |
| Legal Section | 11 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | FENTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 600 |
12228 Black Rd is owned and occupied by an individual who bought it in June 2026.
Source: Whiteside County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12228 BLACK RD, MORRISON, IL 61270-9391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage MISSISSIPPI VALLEY CREDIT UNION |
| Mar 22, 2023 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Aug 31, 2017 | Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY ST BK/ROCK FALLS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on File |
| Deed Sale | Jun 11, 2026 · Amount on File |
| Prior Sale | Aug 31, 2017 · Amount on File |
| Deed Document Number | 20262938 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Jun 11, 2026 |
| Property Address | 12228 BLACK RD, MORRISON, IL 61270-9391 |
| Document Number | 0000002938 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20262938 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12228 BLACK RD, MORRISON, IL 61270-9391 |
| Document Number | 0000002939, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20262939 |
| Name | MISSISSIPPI VALLEY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Mar 22, 2023 |
| Property Address | 12228 BLACK RD, MORRISON, IL 61270-9391 |
| Document Number | 0000001363 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023-01363 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13900 ROCK RD, MORRISON, IL 61270-9675 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Aug 31, 2017 |
| Property Address | 12228 BLACK RD, MORRISON, IL 61270-9391 |
| Document Number | 0000005086 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 5086 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12228 BLACK RD MORRISON IL 612709391, MORRISON, IL 61270-9391 |
| Document Number | 5087 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 5087 |
| Name | COMMUNITY ST BK/ROCK FALLS |
|---|---|
| Type | Bank |
| Address | DIXON, IL 61021 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 30, 2018 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 12228 Black Rd was $983, up 6.7% from the year before.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Fenton Township |
| Unified School District | Erie Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $983.00 (+6.73%) | $17,687 (+8.87%) Land $8,736 Building $8,951 | |
| 2024 | $921.00 | $16,246 Land $8,024 Building $8,222 | $53,061 (+8.87%) Land $26,208 Building $26,853 |
| 2023 | $48,738 Land $24,072 Building $24,666 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12228 Black Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 16 (1994–2019) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12228 Black Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
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