1286 James Rd, Hamilton, OH 45013 Property Records

Butler County property record for 1286 James Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,739 sqft · built 1971
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jan 2024)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P6412-169-000-024`

Property Details

APN / Parcel Number

Primary APN	`P6412-169-000-024`
Alternative APNs	`0000800` `172771` `174331`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Brick/Stone
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	130 ft deep x 65 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	6 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1286 JAMES RD
City	HAMILTON
State	OH
Zip	45013-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26192 ENT
Legal Subdivision	HAMILTON 01 WARD
Legal Lot Number	26192
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1002
Census Tract	1300

Owner

1286 James Rd is owned and occupied by an individual who bought it in January 2024.

Source: Butler County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1286 JAMES RD, HAMILTON, OH 45013-3911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING
Jan 3, 2024	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 27, 2021	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Aug 27, 2021 · Amount on File
Deed Document Number	2024205
Deed Book / Page	10046 / 221
Prior Transfer Date	Nov 4, 2016
Prior Transfer Doc	0000049174
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Recording Date	May 6, 2026
Property Address	1286 JAMES RD, HAMILTON, OH 45013-3911
Document Number	0000015834
Book / Page	10352 / 322
Instrument Date	May 1, 2026
Instrument	202615834
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 JAMES RD, HAMILTON, OH 45013-3911

Mortgage

Document Number	0000015834,
Date	May 6, 2026
Book Page	10352/322
Instrument	202615834

Lender

Name	BAYSHORE MORTGAGE FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jan 3, 2024
Property Address	1286 JAMES RD, HAMILTON, OH 45013-3911
Document Number	0000000205
Book / Page	10046 / 221
Instrument Date	Dec 19, 2023
Instrument	2024-00000205
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 JAMES RD, HAMILTON, OH 45013-3911

Mortgage

Document Number	0010046225
Date	Jan 3, 2024
Instrument	10046/225

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 27, 2021
Property Address	1286 JAMES RD, HAMILTON, OH 45013-3911
Document Number	0000049580
Book / Page	9713 / 1190
Instrument Date	Aug 16, 2021
Instrument	2021-00049580
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1480 N 2200 W, SALT LAKE CITY, UT 84116-4127

Mortgage

Document Number	0097131196
Date	Aug 27, 2021
Instrument	9713/1196

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	1286 JAMES RD, HAMILTON, OH 45013-3911
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000942
Date	Jan 8, 2020
Book Page	9387/1534
Instrument	2020-00000942

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1286 James Rd was $3,259, up 1.1% from the year before.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,259.00 (+1.09%)	$76,370 Land $8,620 Building $67,750	$218,210 Land $24,630 Building $193,580
2024	$3,224.00 (+0.44%)
2023	$3,210.00 (+37.18%)	$76,370 (+62.94%) Land $8,620 Building $67,750	$218,210 Land $24,630 Building $193,580
2022	$2,340.00	$46,870 Land $8,620 Building $38,250
2020			$133,910 Land $24,630 Building $109,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1286 James Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1286 James Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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