1281 James Rd, Hamilton, OH 45013 Property Records

Butler County property record for 1281 James Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,043 sqft · built 1968
Lot Size	0.223 acres (9,740 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Aug 2019)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P6412-161.000-041`

Property Details

APN / Parcel Number

Primary APN	`P6412-161.000-041`
Alternative APNs	`0011300` `235903` `237970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,043 sqft Living Area
Gross Area	1,503 sqft
1st Floor Area	1,503 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,740 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	65 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0011300
Old Parcel Number	P6412161.000041
Street Address	1281 JAMES RD
City	HAMILTON
State	OH
Zip	45013-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26188 ENT
Legal Subdivision	HAMILTON
Legal Lot Number	26188
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1002
Census Tract	1300

Owner

1281 James Rd is owned and occupied by an individual who bought it in August 2019.

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1281 JAMES RD, HAMILTON, OH 45013-3910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 28, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	Dec 4, 2015 · Amount on File
Deed Document Number	0000031820
Deed Book / Page	9329 / 1840
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	1281 JAMES RD, HAMILTON, OH 45013-3910
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	UNITED SHORE FINCL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014469
Date	Apr 30, 2019
Book Page	9281/1859
Instrument	2019-00014469

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	1281 JAMES RD, HAMILTON, OH 45013-3910
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061270
Date	Dec 28, 2020
Book Page	9564/1817
Instrument	2020-00061270

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 28, 2019
Property Address	1281 JAMES RD, HAMILTON, OH 45013-3910
Document Number	0000031820
Book / Page	9329 / 1840
Instrument Date	Aug 23, 2019
Instrument	2019-00031820
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1281 JAMES RD, HAMILTON, OH 45013-3910

Mortgage

Document Number	0093291842
Date	Aug 28, 2019
Instrument	9329/1842

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1281 James Rd was $2,833.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,833.00	$66,430 Land $9,990 Building $56,440	$189,810 Land $28,540 Building $161,270
2023	$2,790.00 (+16.2%)	$66,430 (+37.65%) Land $9,990 Building $56,440	$189,810 Land $28,540 Building $161,270
2022	$2,401.00	$48,260 Land $9,990 Building $38,270
2020			$137,880 Land $28,540 Building $109,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1281 James Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1281 James Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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