12850 Pine Needle Cv, Olive Branch, MS 38654 Property Records

DeSoto County property record for 12850 Pine Needle Cv, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,759 sqft · built 2002
Lot Size	0.633 acres (27,614 sqft)
Owner	Individual Name on File
Tax Bill	$1,681 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-07-05-0-00155-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-07-05-0-00155-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,759 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	27,614 sqft (0.633 acres)
Lot Dimensions	200 ft deep x 122 ft wide
Patio Area	544 sqft

Location & Zoning

Street Address	12850 PINE NEEDLE CV
City	OLIVE BRANCH
State	MS
Zip	38654-6047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PUD PHASE 2 1ST REV LOT 155
Legal Range	05
Legal Township	02
Legal Section	07
Legal Subdivision	FOREST HILL COMMUNITY PH 2 1ST REV
Legal Phase	2
Legal Lot Number	155
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3001
Census Tract	70830

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12850 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
May 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
May 18, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2018
Deed Sale	May 18, 2018
Deed Document Number	W00856-00290
Deed Book / Page	0856 / 290
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12850 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004902/338
Date	Mar 11, 2020
Book Page	4902/338

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12850 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004769/044
Date	Jul 26, 2019
Book Page	4769/044

Lender

Name	RENASANT BANK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	12850 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004542/783
Date	May 18, 2018
Book Page	4542/783
Instrument	T04542-00783

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	May 18, 2018
Property Address	12850 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047
Document Number	000856/290
Book / Page	0856 / 290
Map Reference	PB 69 PG 7
Instrument Date	May 11, 2018
Instrument	W00856-00290
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 SUNTREE DR, 712, WESTERVILLE, OH 43081-5015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12850 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,681.00 (+14.67%)	$24,019 (+35.98%) Land $3,500 Building $20,519	$240,194 (+35.98%) Land $35,000 Building $205,194
2023	$1,466.00	$17,664	$176,639 Land $35,000 Building $141,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Brightspeed.

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