DeSoto County property record for 12809 Pine Needle Cv, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,537 sqft · built 2000 |
| Lot Size | 0.734 acres (31,978 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,683 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-3-07-05-0-00161-00 |
| Primary APN | 2-05-3-07-05-0-00161-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,537 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 31,978 sqft (0.734 acres) |
| Lot Dimensions | 251 ft deep x 68 ft wide |
| Patio Area | 144 sqft |
| Street Address | 12809 PINE NEEDLE CV |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-6048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FOREST HILL COMMUNITY PUD PHASE 2 1ST ERV LOT 161 |
| Legal Range | 05 |
| Legal Township | 02 |
| Legal Section | 07 |
| Legal Subdivision | FOREST HILL COMMUNITY PH 2 1ST REV |
| Legal Phase | 2 |
| Legal Lot Number | 161 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 70830 |
Source: DeSoto County records · APN 2-05-3-07-05-0-00161-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12809 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Jun 22, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Mar 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2022 |
| Deed Sale | Mar 07, 2022 |
| Prior Sale | Oct 02, 2013 |
| Deed Document Number | 0000989760 |
| Deed Book / Page | 989 / 760 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 12809 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6048 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 004943/717 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 4943/717 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 12809 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6048 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0004973/78 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 4973/78 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 07, 2022 |
| Property Address | 12809 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6048 |
| Document Number | 000989/760 |
| Book / Page | 989 / 760 |
| Map Reference | MB 69 PG 7 |
| Instrument Date | Feb 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5171 DIXIE CREEK DR, 5171, HERNANDO, MS 38632-6364 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12809 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6048 |
| Document Number | 0005480138 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 5480/138 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,683.00 (+13.64%) | $24,044 (+34.96%) Land $3,500 Building $20,544 | $240,435 (+34.97%) Land $35,000 Building $205,435 |
| 2023 | $1,481.00 | $17,815 | $178,146 Land $35,000 Building $143,146 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Jun 2019 · other causes |
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 219 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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