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12896 Pine Needle Cv, Olive Branch, MS 38654 Property Records

DeSoto County property record for 12896 Pine Needle Cv, Olive Branch, MS 38654 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,813 sqft · built 2002
Lot Size0.556 acres (24,237 sqft)
OwnerIndividual Name on File
Tax Bill$2,237 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2-05-3-07-05-0-00153-00

Property Details

APN / Parcel Number

Primary APN2-05-3-07-05-0-00153-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area2,813 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area24,237 sqft (0.556 acres)
Lot Dimensions183 ft deep x 121 ft wide
Pool Area792 sqft
Patio Area80 sqft

Location & Zoning

Street Address12896 PINE NEEDLE CV
CityOLIVE BRANCH
StateMS
Zip38654-6047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST HILL COMMUNITY PUD PHASE 2 1ST REV LOT 153
Legal Range05
Legal Township02
Legal Section07
Legal SubdivisionFOREST HILL COMMUNITY PH 2 1ST REV
Legal Phase2
Legal Lot Number153
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group3
Census Block3001
Census Tract70830

Owner

Source: DeSoto County records · APN 2-05-3-07-05-0-00153-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12896 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Feb 12, 2021Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2021
Deed SaleFeb 12, 2021
Prior SaleMar 31, 2008
Deed Document Number0000948212
Deed Book / Page948 / 212
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address12896 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047
Transaction TypeMortgage
Record UpdatedJul 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12896 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047

Mortgage

Document Number5660/38186
DateMay 10, 2023
Book Page5660/38186
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 04, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateFeb 12, 2021
Property Address12896 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047
Document Number000948/212
Book / Page948 / 212
Map ReferenceMB 69 PG 7
Instrument DateFeb 05, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6129 COBBLESTONE CT, 6129, GULF SHORES, AL 36542-2866

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12896 PINE NEEDLE CV, OLIVE BRANCH, MS 38654-6047

Mortgage

Document Number0005160489
DateFeb 12, 2021
Instrument5160/489
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,237.00 (+15.13%)$27,123 (+39.54%) Land $3,500 Building $23,623$271,227 (+39.54%) Land $35,000 Building $236,227
2023$1,943.00$19,437$194,374 Land $35,000 Building $159,374

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330708303, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimJun 2019, other causes

Wildfire

Wildfire RiskModerate
above 47% of the US · above 45% of Mississippi
Wildfire LikelihoodAbout 1 in 943 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber8,000 / 8,000
XfinityCable2,000 / 250
Northcentral Electric CooperativeFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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