12850 Groves Dr, Plato, MO 65552 Property Records

Texas County property record for 12850 Groves Dr, Plato, MO 65552

Property Summary

Property Type	Rural Home
Details	4 bd · 2,334 sqft · built 2004
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$249,600 (May 2018)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2019 Mortgage + 4 more
APN	`4-9-31-3`

Property Details

APN / Parcel Number

Primary APN	`4-9-31-3`
Alternative APN	`04-0.9-31-000-000-003`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,334 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,742,400 sqft (40 acres)
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	12850 GROVES DR
City	PLATO
State	MO
Zip	65552-8933
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S2 L2 SWQ
Legal Range	11
Legal Township	33
Legal Section	31
Legal Lot Number	2
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3038
Census Tract	480101

Owner

12850 Groves Dr, a rural home, is owned and occupied by two individuals who bought it in May 2018.

Source: Texas County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12850 GROVES DR, PLATO, MO 65552-8933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Sep 26, 2019	Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT CORP
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
May 1, 2018	Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP
Nov 17, 2017	Intrafamily Transfer, Transfer
Oct 12, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018 · Amount on File
Deed Sale	May 1, 2018 · Amount on File
Prior Sale	Oct 12, 2017 · Amount on File
Deed Document Number	20181176
Deed Book / Page	2018 / 1176
Prior Transfer Date	Nov 14, 2017
Prior Transfer Doc	2017/3535
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12850 GROVES DR, PLATO, MO 65552-8933
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2850 GROVES DR, PLATO, MO 65552

Mortgage

Document Number	02023/3280
Date	Oct 18, 2023
Book Page	2023/3280
Instrument	202303280

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12850 GROVES DR, PLATO, MO 65552-8933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2887
Date	Sep 26, 2019
Book Page	2019/2887
Instrument	201902887

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12850 GROVES DR, PLATO, MO 65552-8933
Transaction Type	Mortgage
Record Updated	Aug 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2087
Date	Jul 14, 2020
Book Page	2020/2087
Instrument	202002087

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	May 1, 2018
Property Address	12850 GROVES DR, PLATO, MO 65552-8933
Document Number	2018/1176
Book / Page	2018 / 1176
Instrument Date	Apr 30, 2018
Instrument	201801176
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12850 GROVES DR, PLATO, MO 65552-8933

Mortgage

Document Number	201801177
Date	May 1, 2018
Instrument	201801177

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TEXAS MO
Recording Date	Nov 17, 2017
Property Address	12850 GROVES DR, PLATO, MO 65552-8933
Document Number	2017/3535
Book / Page	2017 / 3535
Instrument Date	Nov 14, 2017
Instrument	201703535
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12850 GROVES DR, PLATO, MO 65552-8933

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TEXAS MO
Recording Date	Oct 12, 2017
Property Address	12850 GROVES DR, PLATO, MO 65552-8933
Document Number	2017/3148
Book / Page	2017 / 3148
Instrument Date	Sep 20, 2017
Instrument	201703148
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12850 GROVES DR, PLATO, MO 65552-8933

Mortgage

Document Number	201703149
Date	Oct 12, 2017
Instrument	201703149

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12850 Groves Dr was $1,299, down 1% from the year before.

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00 (-0.99%)	$35,800	$198,050 Land $14,310 Building $183,740
2024	$1,312.00
2023		$35,800	$198,050 Land $14,310 Building $183,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 12850 Groves Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12850 Groves Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

4G LTE only, no 5G reported

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