12845 Groves Dr, Plato, MO 65552 Property Records

Texas County property record for 12845 Groves Dr, Plato, MO 65552

Property Summary

Property Type	Rural Home
Details	2,160 sqft · built 1995
Lot Size	39.6 acres (1,727,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,400 (Jul 2017)
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Mortgage + 1 more
APN	`5-7-36-5`

Property Details

APN / Parcel Number

Primary APN	`5-7-36-5`
Alternative APN	`05-0.7-36-000-000-005`

Interior

Stories	1 Story
Building Area	2,160 sqft Finished Area
Flooring	Concrete/Cement
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,727,590 sqft (39.6 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	12845 GROVES DR
City	PLATO
State	MO
Zip	65552-8933
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEQ SEQ
Legal Range	12
Legal Township	33
Legal Section	36
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3036
Census Tract	480101

Owner

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12845 GROVES DR, PLATO, MO 65552-8933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 24, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE LENDERS OF AMERICA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	20172230
Deed Book / Page	2017 / 2230
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12845 GROVES DR, PLATO, MO 65552-8933
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12845 GROVES DR, PLATO, MO 65552-8933

Mortgage

Document Number	002022/671
Date	Feb 17, 2022
Book Page	2022/671
Instrument	202200671

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12845 GROVES DR, PLATO, MO 65552-8933
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12845 GROVES DR, PLATO, MO 65552-8933

Mortgage

Document Number	2020/4436
Date	Dec 28, 2020
Book Page	2020/4436
Instrument	202004436

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Jul 24, 2017
Property Address	12845 GROVES DR, PLATO, MO 65552-8933
Document Number	2017/2230
Book / Page	2017 / 2230
Instrument Date	Jul 21, 2017
Instrument	201702230
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12845 GROVES DR, PLATO, MO 65552-8933

Mortgage

Document Number	201702231
Date	Jul 24, 2017
Instrument	201702231

Lender

Name	MORTGAGE LENDERS OF AMERICA LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,107.00	$30,510 (-)	$162,010 (-) Land $15,440 Building $146,570
2023		$30,510	$162,010 Land $15,440 Building $146,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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