12468 Groves Dr, Plato, MO 65552 Property Records

Texas County property record for 12468 Groves Dr, Plato, MO 65552

Property Summary

Property Type	Rural Home
Details	3 bd · 2,596 sqft · built 1975
Lot Size	21.4 acres (936,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Jan 2017)
Tax Bill	$1,084 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2020 Line of Credit + 1 more
APN	`7-3-6-6`

Property Details

APN / Parcel Number

Primary APN	`7-3-6-6`
Alternative APN	`07-0.3-06-000-000-006`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,596 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	936,104 sqft (21.4 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	12468 GROVES DR
City	PLATO
State	MO
Zip	65552-8700
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N1/2 N1/2 LOT 2 SW INCL L 8-9-10-11-12 S 75.5' L13 TANNER ACRE S
Legal Range	11
Legal Township	32
Legal Section	06
Legal Subdivision	TANNERS ACRES
Legal Lot Number	2,8-9,1
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3063
Census Tract	480101

Owner

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12468 GROVES DR, PLATO, MO 65552-8700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage PHELPS COUNTY BANK
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit INFUZE CU
Jan 5, 2017	Warranty Deed, Transfer · VA Mortgage PHELPS COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2017 · Amount on Record
Deed Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	201738
Deed Book / Page	2017 / 38
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12468 GROVES DR, PLATO, MO 65552-8700
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12468 GROVES DR, PLATO, MO 65552-8700

Mortgage

Document Number	002026/309
Date	Jan 28, 2026
Book Page	2026/309
Instrument	202600309

Lender

Name	PHELPS COUNTY BANK
Type	Bank
Address	ROLLA, MO 65401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 23, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12468 GROVES DR, PLATO, MO 65552-8700
Transaction Type	Mortgage
Record Updated	Aug 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2111
Date	Jul 16, 2020
Book Page	2020/2111
Instrument	202002111

Lender

Name	INFUZE CU
Type	Credit Union
Address	FORT LEONARD WOOD, MO 65473

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Jul 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Jan 5, 2017
Property Address	12468 GROVES DR, PLATO, MO 65552-8700
Document Number	2017/0038
Book / Page	2017 / 0038
Instrument Date	Jan 3, 2017
Instrument	201700038
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12468 GROVES DR, PLATO, MO 65552-8700

Mortgage

Document Number	201700039
Date	Jan 5, 2017
Instrument	201700039

Lender

Name	PHELPS COUNTY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,084.00	$29,870 (-)	$162,620 (-0.01%) Land $22,910 Building $139,710
2023		$29,870	$162,630 Land $22,920 Building $139,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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