1285 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1285 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,049 sqft · built 1994
Lot Size	0.177 acres (7,697 sqft)
Owner	2 Trust Names on File
Last Sale	$582,500 (Feb 2025)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Dec 2025 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-569`

Property Details

APN / Parcel Number

Primary APN	`304-22-569`
Alternative APN	`304225691`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,049 sqft Living Area
Gross Area	2,253 sqft
1st Floor Area	2,049 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,697 sqft (0.177 acres)
Parking Spaces	3 Parking Spaces
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1285 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VAL VISTA MCR 374-19
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	VAL VISTA
Legal Lot Number	392
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2009
Census Tract	422511

Owner

1285 E Palo Verde St is owner-occupied and held in a trust since December 2025.

Source: Maricopa County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1285 E PALO VERDE ST, GILBERT, AZ 85296-1315
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Intrafamily Transfer, Transfer
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Feb 2, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Prior Sale	Jan 10, 2025 · Amount on File
Deed Document Number	202595475
Last Transfer Date	Dec 22, 2025
Transfer Doc	0000736715
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 22, 2025
Property Address	1285 E PALO VERDE ST, GILBERT, AZ 85296-1315
Document Number	0000736715
Map Reference	MB 374 PG 19
Instrument Date	Dec 22, 2025
Instrument	20250736715
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1285 E PALO VERDE ST, GILBERT, AZ 85296-1315

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1285 E PALO VERDE ST, GILBERT, AZ 85296-1315
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 E PALO VERDE ST, GILBERT, AZ 85296-1315

Mortgage

Document Number	0001000815
Date	Sep 16, 2021
Instrument	20211000815

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 10, 2020
Property Address	1285 E PALO VERDE ST, GILBERT, AZ 85296-1315
Document Number	0000724633
Map Reference	DOC 94-680278
Instrument Date	Jul 23, 2020
Instrument	20200724633
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	UNITED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1285 E PALO VERDE ST, 1285, GILBERT, AZ 85296-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1285 E PALO VERDE ST, GILBERT, AZ 85296-1315

Mortgage

Document Number	0000724634
Date	Aug 10, 2020
Instrument	20200724634

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1285 E PALO VERDE ST, GILBERT, AZ 85296-1315
Document Number	0000093032
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1285 E PALO VERDE ST GILBERT AZ 852961315, GILBERT, AZ 85296-1315

Mortgage

Document Number	0000093032
Date	Feb 7, 2017
Instrument	93032

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1285 E Palo Verde St was $1,911.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,750 (+89.69%)	$477,500 (+5.41%) Land $95,500 Building $382,000
2025	$1,911.00	$25,173 (-47.68%)	$453,000 (-5.84%) Land $90,600 Building $362,400
2024		$48,110	$481,100 Land $96,200 Building $384,900
2023	$1,851.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1285 E Palo Verde St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 E Palo Verde St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks, Tristate Wi-Fi by Wi-Fiber.

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