1244 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1244 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,074 sqft · built 1995
Lot Size	0.181 acres (7,897 sqft)
Owner	Company Name on Record
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2022 Second Mortgage + 9 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-554`

Property Details

APN / Parcel Number

Primary APN	`304-22-554`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,074 sqft Living Area
1st Floor Area	1,832 sqft
2nd Floor Area	1,242 sqft

Exterior

Year Built	Built 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,897 sqft (0.181 acres)
Parking Spaces	3 Parking Spaces
Pool Area	397 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1244 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VAL VISTA MCR 374/19
Legal Range	06E
Legal Township	01S
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	VAL VISTA
Legal Lot Number	377
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422511

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIZONA FCU
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
May 5, 2017	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Mar 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 28, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Aug 17, 1995 · Amount on Record
Last Transfer Date	Mar 3, 2020
Transfer Doc	0000184446
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325

Mortgage

Document Number	0000727956
Date	Dec 17, 2025
Instrument	20250727956

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000782374
Date	Oct 18, 2022
Instrument	20220782374

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 2, 2027

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000620840
Date	Aug 4, 2022
Instrument	20220620840

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325

Mortgage

Document Number	0000785078
Date	Jul 20, 2021
Instrument	20210785078

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326896
Date	May 5, 2017
Instrument	2017-0326896

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 19, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000542929
Date	Jul 18, 2018
Instrument	20180542929

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000666906
Date	Jul 24, 2020
Instrument	20200666906

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001270133
Date	Dec 23, 2020
Instrument	20201270133

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 3, 2020
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Document Number	0000184446
Instrument Date	Feb 12, 2020
Instrument	184446
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1244 E PALO VERDE ST GILBERT AZ 852961325, GILBERT, AZ 85296-1325

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Document Number	0000993735
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	TITLE ALLIANCE/AZ LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1244 E PALO VERDE ST GILBERT AZ 852961325, GILBERT, AZ 85296-1325

Mortgage

Document Number	0000993735
Date	Dec 9, 2019
Instrument	993735

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 8, 2029

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1244 E PALO VERDE ST, GILBERT, AZ 85296-1325
Document Number	0000660852
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1244 E PALO VERDE ST GILBERT AZ 852961325, GILBERT, AZ 85296-1325

Mortgage

Document Number	0000660852
Date	Sep 7, 2017
Instrument	660852

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 6, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,220 (-0.08%)	$592,200 (-0.08%) Land $118,400 Building $473,800
2025	$2,585.00 (+3.23%)
2024		$59,270	$592,700 Land $118,500 Building $474,200
2023	$2,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks, Tristate Wi-Fi by Wi-Fiber.

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