1256 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1256 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,530 sqft · built 1995
Lot Size	0.182 acres (7,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jul 2018)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-555`

Property Details

APN / Parcel Number

Primary APN	`304-22-555`
Alternative APN	`304225556`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,530 sqft Living Area
Gross Area	3,737 sqft
1st Floor Area	1,820 sqft
2nd Floor Area	1,710 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,915 sqft (0.182 acres)
Parking Spaces	3 Parking Spaces
Pool Area	350 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1256 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VAL VISTA MCR 374-19
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	VAL VISTA
Legal Lot Number	378
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422511

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1159 INDIAN HILL RD, TOMS RIVER, NJ 08753-2928
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 18, 2018	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Jan 9, 2006 · Amount on Record
Deed Document Number	2018543777
Prior Transfer Date	Jan 1, 1997
Prior Transfer Doc	0000316087
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1256 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 E PALO VERDE ST E, GILBERT, AZ 85296-1325

Mortgage

Document Number	0001139798
Date	Oct 22, 2021
Instrument	20211139798

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1256 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 E PALO VERDE ST, GILBERT, AZ 85296-1325

Mortgage

Document Number	0000948563
Date	Oct 6, 2020
Instrument	20200948563

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1256 E PALO VERDE ST, GILBERT, AZ 85296-1325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 E PALO VERDE ST, GILBERT, AZ 85296-1325

Mortgage

Document Number	0000606278
Date	Aug 8, 2019
Instrument	20190606278

Lender

Name	US BANK NA
Type	Mortgage Company
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	82 Months
Due	Jun 18, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 18, 2018
Property Address	1256 E PALO VERDE ST, GILBERT, AZ 85296-1325
Document Number	0000543777
Map Reference	DOC94-680278
Instrument Date	Jul 10, 2018
Instrument	20180543777
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1256 E PALO VERDE ST, 1256, GILBERT, AZ 85296-1325

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1256 E PALO VERDE ST, GILBERT, AZ 85296-1325

Mortgage

Document Number	0000543778
Date	Jul 18, 2018
Instrument	20180543778

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.27%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,680 (+69.43%)	$616,800 (+5.92%) Land $123,300 Building $493,500
2025	$3,332.00 (+24.47%)	$36,405 (-41.06%)	$582,300 (-5.73%) Land $116,400 Building $465,900
2024		$61,770	$617,700 Land $123,500 Building $494,200
2023	$2,677.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, GeoLinks, Tristate Wi-Fi by Wi-Fiber.

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