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1285 Angus Morrison Rd, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1285 Angus Morrison Rd, Alligator Point, FL 32346 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,011 sqft · built 1979
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Nov 2017)
Tax Bill$640 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2018 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN06-07S-01W-1012-00E0-0020

Property Details

APN / Parcel Number

Primary APN06-07S-01W-1012-00E0-0020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,011 sqft Heated Area
Gross Area1,770 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
PorchOpen Porch
Porch Area759 sqft
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1285 ANGUS MORRISON RD
CityALLIGATOR POINT
StateFL
Zip32346-5125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 BL E LOT 2 ALLIGATOR HARBOR OR 140/533 OR 162/137 OR 248/80 OR 303/199 OR 484/100 OR 484/101 654/66 1206/398
Legal Range01W
Legal Township07S
Legal Section06
Legal SubdivisionALLIGATOR HARBOR
Legal BlockE
Legal Lot Number2
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2010
Census Tract970102

Owner

Source: Franklin County records · APN 06-07S-01W-1012-00E0-0020

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1285 ANGUS MORRISON RD, ALLIGATOR POINT, FL 32346-5125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Nov 20, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Mar 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Nov 21, 2017Warranty Deed, Transfer · Conventional Mortgage
THEODORE E BROWN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2017 · Amount on Record
Deed SaleNov 21, 2017 · Amount on Record
Prior SaleDec 13, 2000 · Amount on Record
Deed Document Number201719005897
Deed Book / Page1206 / 398
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1285 ANGUS MORRISON RD, ALLIGATOR POINT, FL 32346-5125
Transaction TypeMortgage
Record UpdatedJan 25, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1285 ANGUS MORRISON RD, PANACEA, FL 32346-5125

Mortgage

Document Number0019005031
DateAug 06, 2021
Book Page1310/251
Instrument202119005031
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1285 ANGUS MORRISON RD, ALLIGATOR POINT, FL 32346-5125
Document Number0019005492
Instrument DateNov 20, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1285 ANGUS MORRISON RD PANACEA FL 323465125, PANACEA, FL 32346-5125

Mortgage

Document Number0019005492
DateNov 27, 2018
Book Page001231/000379
Instrument19005492
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 26, 2058
Interest
Rate TypeAdjustable Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1285 ANGUS MORRISON RD, ALLIGATOR POINT, FL 32346-5125
Document Number0019001262
Instrument DateMar 09, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1285 ANGUS MORRISON RD PANACEA FL 323465125, PANACEA, FL 32346-5125

Mortgage

Document Number0019001262
DateMar 16, 2018
Book Page001214/000001
Instrument19001262
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateNov 21, 2017
Property Address1285 ANGUS MORRISON RD, ALLIGATOR POINT, FL 32346-5125
Document Number0019005897
Book / Page001206 / 000398
Instrument DateNov 17, 2017
Instrument19005897
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 WAKULLA CIR PANACEA FL 323462654, PANACEA, FL 32346-2654

Mortgage

Document Number19005898
DateNov 21, 2017
Book Page001206/000399
Instrument19005898
Lender
NameTHEODORE E BROWN
Address5125 PRESIDENTS CIR, MARIANNA, FL 32446-6842
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$640.00 (+2.56%) Homeowner's exemption$92,411 (+2.9%)$149,284 (-1.08%) Land $25,875 Building $123,409
2024$624.00 (+1.13%) Homeowner's exemption$89,807 (+3%)$150,907 (+25.35%) Land $25,875 Building $125,032
2023$617.00 (+1.82%) Homeowner's exemption$87,191 (+3%)$120,385 (+5.27%) Land $25,875 Building $94,510
2022$606.00 Homeowner's exemption$84,651$114,354 Land $25,875 Building $88,479

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation15.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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