1285 3rd St, Hammond, WI 54015 Property Records

St. Croix County property record for 1285 3rd St, Hammond, WI 54015

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$198,500 (Dec 2018)
Tax Bill	$4,500 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136-1028-50-000`

Property Details

APN / Parcel Number

Primary APN	`136-1028-50-000`
Alternative APN	`28.29.17.220L`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	1285 3RD ST
City	HAMMOND
State	WI
Zip	54015-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 28 PT NE NE BEING LOT 1 OF CSM 10/2785 .26 ACRES 714/612
Legal Range	17W
Legal Township	29N
Legal Section	28
Legal Lot Number	1
Jurisdiction	ST CROIX WI
Township / Civil Division	HAMMOND
Census Block Group	1
Census Block	1013
Census Tract	121000

Owner

1285 3rd St is owned by an individual who bought it in December 2018.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	693 205TH AVE, SOMERSET, WI 54025-7215
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jun 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Deed Document Number	20181076093
Prior Transfer Date	Jun 5, 2017
Prior Transfer Doc	0001049363
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1285 3RD ST, HAMMOND, WI 54015-4502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001104873
Date	Jun 16, 2020
Instrument	1104873

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 28, 2018
Property Address	1285 3RD ST, HAMMOND, WI 54015-4502
Document Number	0001076093
Instrument Date	Dec 27, 2018
Instrument	1076093
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	WESTCONSIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001076094
Date	Dec 28, 2018
Instrument	1076094

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 15, 2017
Property Address	1285 3RD ST, HAMMOND, WI 54015-4502
Document Number	0001049360
Instrument Date	Jun 5, 2017
Instrument	1049360
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 1285 3rd St was $4,500, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hammond Village
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,500.00 (+0.02%)
2025	$4,499.00	$194,400 Land $27,200 Building $167,200	$194,400 Land $27,200 Building $167,200
2023	$4,324.00	$194,400 Land $27,200 Building $167,200	$194,400 Land $27,200 Building $167,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1285 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATERWORKS serves 1,884 people · EPA ID WI6560121
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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