1245 3rd St, Hammond, WI 54015 Property Records

St. Croix County property record for 1245 3rd St, Hammond, WI 54015

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2019)
Tax Bill	$3,921 (2026)
Deeds & Mortgages	Aug 2026 Transfer Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136-1027-90-000`

Property Details

APN / Parcel Number

Primary APN	`136-1027-90-000`
Alternative APN	`28.29.17.220F`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	1245 3RD ST
City	HAMMOND
State	WI
Zip	54015-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 28 PT NE NE COM N LN 3RD ST 723' W OF CEN LN DAVIS ST. TH W ON PROJECTED LN 3RD ST 80', N 132', E 80', S 132 FT TO POB
Legal Range	17W
Legal Township	29N
Legal Section	28
Jurisdiction	ST CROIX WI
Township / Civil Division	HAMMOND
Census Block Group	1
Census Block	1013
Census Tract	121000

Owner

1245 3rd St is owned and occupied by an individual who acquired it in August 2026.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1245 3RD ST, HAMMOND, WI 54015-9650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 13, 2019	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Prior Sale	May 20, 2014 · Amount on File
Deed Document Number	20191082978
Last Transfer Date	Aug 5, 2026
Transfer Doc	0001211230
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 7, 2026
Property Address	1245 3RD ST, HAMMOND, WI 54015-9650
Document Number	0001211230
Instrument Date	Aug 5, 2026
Instrument	20261211230
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 3RD ST, HAMMOND, WI 54015-9650

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 13, 2019
Property Address	1245 3RD ST, HAMMOND, WI 54015-9650
Document Number	0001082978
Instrument Date	Jun 11, 2019
Instrument	1082978
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 3RD ST HAMMOND WI 540159650, HAMMOND, WI 54015-9650

Mortgage

Document Number	1082979
Date	Jun 13, 2019
Instrument	1082979

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1245 3rd St was $3,921 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hammond Village
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,921.00 Homeowner's exemption
2025	$3,921.00 Homeowner's exemption	$180,400 Land $25,100 Building $155,300	$180,400 Land $25,100 Building $155,300
2023	$3,698.00 Homeowner's exemption	$180,400 Land $25,100 Building $155,300	$180,400 Land $25,100 Building $155,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1245 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATERWORKS serves 1,884 people · EPA ID WI6560121
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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