1240 3rd St, Hammond, WI 54015 Property Records

St. Croix County property record for 1240 3rd St, Hammond, WI 54015

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$185,500 (Dec 2019)
Tax Bill	$4,387 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136-1027-70-000`

Property Details

APN / Parcel Number

Primary APN	`136-1027-70-000`
Alternative APN	`28.29.17.220D`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	1240 3RD ST
City	HAMMOND
State	WI
Zip	54015-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 28 PARCEL IN NE NE COM S LN 3RD ST 723' W OF CEN LN DAVIS ST; TH W ON PROJECTED S LN 3RD ST 132'; S 151'; ELY 132' MOL N
Legal Range	17W
Legal Township	29N
Legal Section	28
Jurisdiction	ST CROIX WI
Township / Civil Division	HAMMOND
Census Block Group	1
Census Block	1014
Census Tract	121000

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1240 3RD ST, HAMMOND, WI 54015-9650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE
Oct 27, 2017	Warranty Deed, Transfer · Conventional with PMI WESTCONSIN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	20191093803
Prior Transfer Date	Jan 6, 2010
Prior Transfer Doc	0000911664
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Sep 3, 2026
Property Address	1240 3RD ST, HAMMOND, WI 54015-9650
Document Number	0001212495
Instrument Date	Sep 1, 2026
Instrument	20261212495
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 3RD ST, HAMMOND, WI 54015-9650

Mortgage

Document Number	0001212495,
Date	Sep 3, 2026
Instrument	20261212495

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 9, 2019
Property Address	1240 3RD ST, HAMMOND, WI 54015-9650
Document Number	0001093803
Instrument Date	Dec 4, 2019
Instrument	1093803
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	WESTCONSIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001093804
Date	Dec 9, 2019
Instrument	1093804

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Oct 27, 2017
Property Address	1240 3RD ST, HAMMOND, WI 54015-9650
Document Number	0001056361
Instrument Date	Oct 16, 2017
Instrument	1056361
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	WESTCONSIN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1240 3RD ST HAMMOND WI 540159650, HAMMOND, WI 54015-9650

Mortgage

Document Number	1056362
Date	Oct 27, 2017
Instrument	1056362

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hammond Village
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,387.00 (+0.02%)
2025	$4,386.00 (+4.06%)	$189,600 (-) Land $48,000 Building $141,600	$189,600 (-) Land $48,000 Building $141,600
2023	$4,215.00	$189,600 Land $48,000 Building $141,600	$189,600 Land $48,000 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATERWORKS serves 1,884 people · EPA ID WI6560121
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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